USDA Geographic Eligiblty Boundaries for California

By area about 7.2% of California is ineligible for rural development USDA home loans.

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Regions of California highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
California USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for California

California USDA loan eligibility boundaries

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The benefits of rural life in the state of California include increased access to outdoor recreation, fewer crowds, and more affordable housing. In general, rural housing conditions in California are improving, with more homes available and more options for financing.

Rural housing in California is generally characterized by single-family homes on large lots of land, often with a combination of older and newer homes in the area. Many rural areas of California are seeing an increase in development and home prices, making it more difficult for those without financial resources to purchase a home.

Fortunately, there are financing options available for purchasing homes in rural areas of California. The most common type of financing for rural homes is a Rural Development loan, which is a government-backed loan designed to help low and moderate-income families purchase rural homes. This loan offers low down payments, low interest rates, and long loan terms, making it an attractive option for potential homebuyers. Other financing options available include USDA Direct and Guaranteed Loans, VA Loans, and FHA Loans.


Rural Living in California
Rural landscape in California
Direct California USDA Program Administration Contact Information
USDA Rural Development
430 G Street, Agency 4169
Davis, CA 95616
Phone: (530) 792-5800
Email: CA.Info@usda.gov

State Director's Office: (530) 792-5800
Business & Co-op Programs: (661) 281-2736
Community Programs: (805) 863-9928
Single Family Housing: (530) 792-5830
Featured Property from USDA Loan Eligible Regions of California
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