USDA Eligibility Boundaries for Clay, Florida Clay QR code


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89.5% of Clay County is eligible for a USDA home loan.


Featured local agent #1 Sam Avanessov from Florida Homes Realty and Mortgage

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Clay county is rated a 4. The average temperature during the month of June is 82.7℉ and the average temperature in January is 58.2℉. The typical humidity of this area is approximately 75% and the area covered by water is 6.62%. The overall influence score for Clay is 2.

The map below displays geographic boundaries of Clay, Florida with a blue border. Regions of Florida that are highlighted in red are not eligible for USDA backed home loan programs in the state of Florida. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Bradford is 30 kilometers to the west, Duval is 42 kilometers to the north east and Saint Johns is 41 kilometers to the east.

Select from the above list of cities in Clay County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Florida.


County level USDA loan eligibility boundaries for Clay, Florida



Clay County is located in northeast Florida, just south of Jacksonville. As of 2019, the population of Clay County was estimated to be 216,721. The county is home to a diverse population with a median age of 39.9 years and a gender split of 49% male and 51% female.

The median household income for Clay County is $67,025 and the unemployment rate as of 2020 was 4%. The majority of the population (91%) is white, 5% Hispanic or Latino, and 2% African American.

When it comes to living conditions, Clay County is a mostly rural area with several small towns dotted throughout the county. The cost of living in Clay County is slightly higher than the national average, although housing costs are lower than average. In terms of education, there are several public school districts serving the area and a few colleges and universities nearby.


Clay, Florida
Rural homes in Clay, Florida
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Florida USDA program details you can also contact:
For general questions on USDA rural development in Florida:
Please call the State Office at (352) 338-3400.
Additional Featured Agents
in Clay County
Sam Vinson from Florida Homes Realty and Mortgage
Schenita Little from 1st Choice Real Estate LLC
April Bachtold from Watson Realty Corp.
Sam Avanessov from Florida Homes Realty and Mortgage

Featured Property from USDA Loan Eligible Regions of Florida
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10507 NW 61st Ter
Alachua, FL

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