Find USDA Eligible Properties in Gilchrist County


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March Featured Agent
Amanda Cartwright   from   Coldwell Banker MM Parris

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Looking to buy in Gilchrist County, Florida?

There are 59 USDA backed residential loans in Gilchrist county with an average loan balance of $113,177. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $120,499. On average the rural home size purchased with this loan was approximately 1,518 SqFt. Gilchrist county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Gilchrist County is roughly 918 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Gilchrist County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Gilchrist County, FL   Gilchrist QR code
* cities most likely to have USDA loan eligible properties for sale.

*Bell   •   Craggs   •   Curtis   •   *Fanning Springs   •   Little Lake City   •   Lottieville   •   Neals   •   *Spring Ridge   •   *Trenton   •   Tyler   •   Wannee   •   Waters Lake   •   Wilcox   •   Williford

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Gilchrist County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Gilchrist County, Florida
USDA Boundary Details
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Gilchrist County, located in the great state of Florida, was established on December 4, 1925. It was named in honor of Albert Waller Gilchrist, who served as the 20th Governor of Florida from 1909 to 1913. The county was created from a portion of Alachua County and spans an area of 355 square miles. The county seat and largest city is Trenton.

In its early days, Gilchrist County was mainly an agricultural region, with farming, timber, and livestock operations driving the local economy. Tobacco, cotton, corn, and peanuts were among the most popular crops. The timber industry experienced growth, with ample pine forests in the area. The Santa Fe River, which runs through the county, allowed for the development of mills and other water-powered industries.

As a fun fact, Gilchrist County is known for its natural springs, which attract many visitors each year. The Devil's Den Spring, a prehistoric underwater cave, offers unique experiences for scuba divers and snorkelers, and Blue Springs Park offers swimming, picnicking, and other recreational opportunities. These springs contribute to the county's focus on ecotourism, promoting its conservation and sustainable use of natural resources.

Overall, Gilchrist County's rich history and beautiful natural attractions make it a unique and interesting region in the Sunshine State.


Featured Cities of Florida
Craggs Williford
Featured Properties from USDA Loan Eligible Regions of Gilchrist County