Find USDA Eligible Properties in Hernando County


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Realtors in Hernando browse list of realtors working in Hernando County
Hernando county has 5 usdaproperties.com realtors ready to help with your search!

March Featured Agents
James Couchman   from   Dennis Realty and Investment Corp.
Jaymil Guzman   from   J&R Realty
Christa Vivolo   from   Tropic Shores Realty
Jon-Pierre Dupuy   from   Berkshire Hathaway Home Services FLPG

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Looking to buy in Hernando County, Florida?

There are 1,293 USDA backed residential loans in Hernando county with an average loan balance of $101,732. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $104,411. On average the rural home size purchased with this loan was approximately 1,702 SqFt. Hernando county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Hernando County is roughly 1,270 square kilometers. USDA defined regions of rural loan ineligibility in Hernando cover 161 square kilometers of the county. Approximately 12.7% of Hernando County is ineligible for traditional USDA home loans. The influence score for Hernando County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Hernando County, FL   Hernando QR code
* cities most likely to have USDA loan eligible properties for sale.

Alderman   •   Ayers   •   *Bayport   •   Berkeley   •   *Brookridge   •   *Brooksville   •   Camps   •   Conrock   •   Cooglers Beach   •   Croom   •   Dixie   •   *Garden Grove   •   *Hernando Beach   •   *High Point   •   *Hill n Dale   •   *Istachatta   •   *Lake Lindsey   •   *Masaryktown   •   *Nobleton   •   *North Brooksville   •   *North Weeki Wachee   •   *Pine Island   •   Powell   •   Rerdell   •   Richloam   •   *Ridge Manor   •   Rital   •   *South Brooksville   •   Spring Hill   •   *Spring Lake   •   *Timber Pines   •   *Weeki Wachee   •   *Weeki Wachee Gardens   •   *Wiscon

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Hernando County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Hernando County, Florida
USDA Boundary Details
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Hernando County is located on the west-central coast of Florida and is part of the Tampa-St. Petersburg-Clearwater Metropolitan Area. It was established on February 27, 1843, and named after Spanish explorer Hernando De Soto, who played a significant role in the European exploration of Florida in the 16th century. Covering an area of 589 square miles, the county has a rich history dating back to the indigenous peoples who inhabited the region.

Before the arrival of Europeans, the area was inhabited by the Timucua and later the Seminole Indians. In the early 1800s, settlers began moving into the region after the United States acquired Florida from Spain in 1821. Initially, the county mainly consisted of farmland, and agriculture remained the primary economic activity until the mid-20th century.

During the 19th and early 20th centuries, Hernando County experienced several territorial changes as neighboring counties were carved out of its original land area. In 1850, the county seat was moved from De Soto to Brooksville after a heated election. The arrival of the railway in the late 1800s accelerated the development of agriculture, with oranges and citrus fruits becoming major regional crops. The county also witnessed a period of phosphate mining and development of the lumber industry that contributed to its economic growth.

Today, Hernando County is home to several parks and nature reserves, making it a popular destination for outdoor lovers. The area boasts a diverse range of activities, such as hiking, bird watching, and water sports. A fun fact about Hernando County is the Weeki Wachee Springs State Park, which features one of the world's deepest naturally-formed underwater springs. It is also home to the legendary live mermaid show, which has been entertaining visitors since 1947.


Featured Cities of Florida
Berkeley Brookridge
Featured Properties from USDA Loan Eligible Regions of Hernando County