USDA Eligibility Boundaries for Putnam, Florida Putnam QR code


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There are no geographical USDA loan restrictions in this county. 100% of Putnam County is eligible for rural development USDA home loans.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Putnam county is rated a 5. The average temperature during the month of June is 82.7℉ and the average temperature in January is 58.2℉. The typical humidity of this area is approximately 75% and the area covered by water is 12.7%. The overall influence score for Putnam is 5.

The map below displays geographic boundaries of Putnam, Florida with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Flagler is 44 kilometers to the east, Saint Johns is 43 kilometers to the north east and Clay is 43 kilometers to the north.

Select from the above list of cities in Putnam County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Florida.


County level USDA loan eligibility boundaries for Putnam, Florida



Putnam County is located in northeast Florida, along the St. Johns River and bordering Georgia. As of 2019, the population was estimated to be 74,183. The county seat is Palatka.

The median household income in Putnam County is $45,425, lower than the state average of $54,745. The unemployment rate is 5.2%, slightly higher than the state average of 4.7%. Nearly 12% of the population lives below the poverty line, compared to 14% statewide.

The racial makeup of Putnam County is 68.5% White, 23.5% African American, 4.1% Hispanic or Latino, and 2.9% other races. There are also small populations of Native Americans and Pacific Islanders living in the county.

The county has a mix of rural and suburban communities, with many areas having a strong agricultural presence. Most residents live in single family homes or mobile homes and rental rates are relatively low compared to other parts of Florida. The cost of living in Putnam County is about 8% lower than the national average.


Putnam, Florida
Rural homes in Putnam, Florida
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Florida USDA program details you can also contact:
For general questions on USDA rural development in Florida:
Please call the State Office at (352) 338-3400.
Featured Property from USDA Loan Eligible Regions of Florida
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