USDA Geographic Eligiblty Boundaries for Florida

By area about 26.7% of Florida is ineligible for rural development USDA home loans.

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Regions of Florida highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
Florida USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for Florida

Florida USDA loan eligibility boundaries

Use the search form to find your favorite counties, cities and zip codes in Florida.


Benefits of Rural Life in Florida:

1. Small town living with a unique atmosphere: Those looking for a slower pace of life with a close-knit community atmosphere will find that rural living in Florida is a great way to get away from the hustle and bustle of city life.

2. Lower cost of living: The cost of living in rural areas of Florida is much lower than urban areas, making it easier to find affordable housing and enjoy a better quality of life.

3. Natural beauty: Rural Florida has some of the most breathtaking scenery in the state, with lush forests, rolling hills, and beautiful beaches.

4. Fishing and hunting: Rural Florida is a great destination for both recreational and commercial fishing, as well as hunting and other outdoor activities.

General Rural Housing Conditions in Florida:

Rural housing in Florida is generally affordable, with median home prices ranging from $125,000 to $200,000 depending on the location. The housing stock in rural Florida is also diverse, with a range of single-family homes, townhomes, and mobile homes available.

Financing Options for Purchasing Homes in Rural Areas of Florida:

The USDA offers a zero-down payment loan program for rural areas, which can be used to purchase a home in rural Florida. These loans are available to those with low to moderate incomes and can be used to purchase a single-family home, mobile home, or manufactured home. Additionally, there are a variety of other home loan options available, such as conventional loans and FHA loans.


Rural Living in Florida
Rural landscape in Florida
Direct Florida USDA Program Administration Contact Information
For general questions on USDA rural development in Florida:
Please call the State Office at (352) 338-3400.
Featured Property from USDA Loan Eligible Regions of Florida
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