Find USDA Eligible Properties in Cherokee County


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Cherokee county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Chanta Willis   from   Keller Williams Realty Signature Partners
Ryan Lewis   from   Keller Williams First Atlanta

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Looking to buy in Cherokee County, Georgia?

There are 150 USDA backed residential loans in Cherokee county with an average loan balance of $149,829. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $151,997. On average the rural home size purchased with this loan was approximately 1,704 SqFt. Alternate income limits exist to determine loan eligibility in Cherokee county. For a household of upto 4 people the income limit is $95,100. For a household of between 5 and 8 people the income limit increases to $125,550.

The size of Cherokee County is roughly 1,125 square kilometers. USDA defined regions of rural loan ineligibility in Cherokee cover 725 square kilometers of the county. Approximately 64.4% of Cherokee County is ineligible for traditional USDA home loans. The influence score for Cherokee County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Cherokee County, GA   Cherokee QR code
* cities most likely to have USDA loan eligible properties for sale.

Avery   •   *Ball Ground   •   Batesville   •   Beasley Gap   •   Buffington   •   Burris Crossroads   •   Canton   •   Carmichael Crossroads   •   Free Home   •   Gober   •   Greely   •   Harmony   •   Hickory Flat   •   Holbrook   •   Holly Springs   •   Keithsburg   •   Laffingal   •   Lathemtown   •   Lebanon   •   Mica   •   North Canton   •   Ophir   •   Orange   •   Payne   •   Salacoa   •   Sharp Top   •   Sutallee   •   Union Hill   •   Univeter   •   Victoria   •   *Waleska   •   Woodstock   •   Worley Crossroads

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cherokee County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Cherokee County, Georgia
USDA Boundary Details
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Cherokee County, located in the great state of Georgia, is a region steeped in history and tradition. Established on December 26, 1831, Cherokee County was carved out of the lands that originally belonged to the Cherokee Nation. The county's creation was part of a larger effort by the U.S. government to claim land, leading up to the infamous Indian Removal Act of 1830 and the forced removal of the Cherokee people during the Trail of Tears in the late 1830s.

Named after the Cherokee Indians who inhabited the area, the county played a significant role in the development of Georgia. In its early years, the region witnessed economic and industrial growth through activities such as gold mining, agriculture, and eventually the establishment of the Western and Atlantic Railroad in 1850, which further stimulated economic development.

Throughout the 20th century, Cherokee County continued to evolve while maintaining its cultural heritage. Agriculture remained a primary economic driver, with cotton and poultry farming as major industries. Today, the county is known for its delightful blend of historical preservation and modernization, attracting new industries, businesses, and residents.

A fun fact about Cherokee County is that it is home to the Funk Heritage Center, located on the campus of Reinhardt University in Waleska, Georgia. This museum showcases Native American culture, pioneer history, and Southern Appalachian art, providing visitors with a glimpse into the rich history of the region.


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Featured Properties from USDA Loan Eligible Regions of Cherokee County