Find USDA Eligible Properties in Dougherty County


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Realtors in Dougherty browse list of realtors working in Dougherty County
Dougherty county has 5 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Janice Wester   from   Remax of Albany
Tee Reed   from   Johnson Real Estate Agency
Jean Shiver   from   Shiver and Williams Realty
Lisa Davis   from   Centure 21 SBP
Mary L. Humphrey   from   Humphrey Real Properties LLC

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Looking to buy in Dougherty County, Georgia?

There are 13 USDA backed residential loans in Dougherty county with an average loan balance of $97,225. Over 76% of the loans helped first time home buyers. Borrowers were an average age of 44 years old. The typical appraised home value was around $108,192. On average the rural home size purchased with this loan was approximately 1,824 SqFt. Dougherty county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Dougherty County is roughly 867 square kilometers. USDA defined regions of rural loan ineligibility in Dougherty cover 278 square kilometers of the county. Approximately 32.1% of Dougherty County is ineligible for traditional USDA home loans. The influence score for Dougherty County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Dougherty County, GA   Dougherty QR code
* cities most likely to have USDA loan eligible properties for sale.

Acree   •   Albany   •   Butler Subdivision   •   Dosaga   •   Doublegate   •   Ducker   •   Gillionville   •   Pecan City   •   Pretoria   •   *Putney   •   Radium Springs   •   River Bend   •   Walker

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Dougherty County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Dougherty County, Georgia
USDA Boundary Details
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Dougherty County, located in the great state of Georgia, USA, was established on December 15, 1853. The county was named in honor of Charles Dougherty, a prominent attorney from Athens and a strong advocate for states' rights. The city of Albany serves as the county seat and is situated in the southwestern part of the state.

The area was originally inhabited by the Creek Indians until the early 19th century when European settlers began to move in. In the 1830s, the Creek Indians were forcibly removed by the United States government, in a series of events collectively known as the Trail of Tears. As a result, the land was opened up for settlement, and Dougherty County was officially created from a portion of Baker County.

During its early years, Dougherty County's economy relied mainly on agriculture, with cotton being the primary cash crop. The development of the railway system in the 1850s helped the area flourish, as it facilitated the transport of goods to various markets.

Dougherty County was not immune to the turbulence of the Civil War, and many of its citizens enlisted in the Confederate Army. After the war, the county experienced significant growth and development, with the establishment of new industries, schools, and infrastructure.

A fun fact about Dougherty County is that it is home to one of the rarest and most intriguing natural phenomena in Georgia: the Albany Radium Springs. It is considered to be the largest natural spring in the state, with more than 70,000 gallons of water flowing from it every minute. In the early 20th century, Radium Springs was transformed into a luxurious resort due to the water's alleged healing properties, attracting tourists from all over the country. Although the resort no longer exists, the Radium Springs Garden is now a site for people to visit and explore the natural beauty of the springs.


Featured Cities of Georgia
Albany Walker
Featured Properties from USDA Loan Eligible Regions of Dougherty County