Find USDA Eligible Properties in Franklin County


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Cathy McClain   from   Virtual Properties Realty

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Looking to buy in Franklin County, Georgia?

There are 157 USDA backed residential loans in Franklin county with an average loan balance of $103,886. Over 90% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $107,351. On average the rural home size purchased with this loan was approximately 1,681 SqFt. Franklin county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Franklin County is roughly 690 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Franklin County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Franklin County, GA   Franklin QR code
* cities most likely to have USDA loan eligible properties for sale.

Ashland   •   *Carnesville   •   Cromers   •   *Franklin Springs   •   *Gumlog   •   *Lavonia   •   Parhams   •   Plainview   •   Poplar Grove   •   Red Hill   •   Sandy Cross   •   Unity   •   Vandiver   •   Whitworth

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Franklin County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Franklin County, Georgia
USDA Boundary Details
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Franklin County is located in the northeastern part of the state of Georgia, United States, and was established on February 25, 1784. It is named in honor of founding father and statesman, Benjamin Franklin. The county seat, Carnesville, was named after Judge Thomas P. Carnes, a significant figure during the Revolutionary War.

In the early years, the county's economy revolved around agriculture, with cotton being the primary crop. Farmers also raised cattle and produced other crops such as corn and sweet potatoes. The region saw significant growth with the arrival of the railroad in the mid-19th century, opening up additional opportunities for trade and economic development.

One of the notable historical events tied to Franklin County is the Indian captivity of Benjamin Cleveland, a significant figure during the American Revolution. In his later life, Cleveland resided in Franklin County and was captured by a group of Cherokee Indians in 1793 but managed to escape after several weeks of captivity.

A fun fact about Franklin County is that it is home to Ty Cobb, one of the most famous baseball players in American history. Born in Banks County in 1886, he grew up in Royston, a town situated in Franklin County. Ty Cobb, nicknamed "The Georgia Peach," had a phenomenal sports career spanning over two decades as an outfielder, setting numerous records that stand to this day. The Ty Cobb Museum, located in Royston, pays tribute to his life and accomplishments both on and off the field.


Featured Cities of Georgia
Carnesville Whitworth
Featured Properties from USDA Loan Eligible Regions of Franklin County