Find USDA Eligible Properties in Heard County


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Jake Gay   from   Southeastern Realty

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Looking to buy in Heard County, Georgia?

There are 93 USDA backed residential loans in Heard county with an average loan balance of $106,905. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $112,781. On average the rural home size purchased with this loan was approximately 1,745 SqFt. Alternate income limits exist to determine loan eligibility in Heard county. For a household of upto 4 people the income limit is $95,100. For a household of between 5 and 8 people the income limit increases to $125,550.

The size of Heard County is roughly 779 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Heard County is 4. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Heard County, GA   Heard QR code
* cities most likely to have USDA loan eligible properties for sale.

Adamson   •   Aubrey   •   Barkers Crossroads   •   *Centralhatchee   •   Cooksville   •   Corinth   •   Denver   •   Elery   •   Enon Grove   •   *Ephesus   •   *Franklin   •   Frolona   •   Glenloch   •   Glenn   •   Houston   •   Mahailey Crossroads   •   Mason   •   ONeals Crossroad   •   Owensbyville   •   Ridley   •   Rockalo   •   Rockridge   •   Roosterville   •   Simpson   •   Texas   •   Viola   •   Waresville   •   Whispering Pines   •   Yates Crossroads   •   Yellowdirt

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Heard County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Heard County, Georgia
USDA Boundary Details
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Heard County is located in the west-central part of the state of Georgia and was established on December 22, 1830. It was named in honor of Stephen Heard, a Revolutionary War veteran and a prominent political figure in Georgia during the late 18th and early 19th century. The county seat is Franklin, which was named after Benjamin Franklin.

The land where Heard County lies today was initially inhabited by Native American tribes such as the Creek Indians. Following their removal as a result of the Indian Springs Treaty of 1825, white settlers began to move into the area. During the early years, agriculture became the mainstay of the Heard County economy, with cotton being the dominant crop.

Throughout the 19th and 20th centuries, the county saw gradual growth in population and industry. Nowadays, it retains a small-town charm with a strong sense of community.

A fun fact about Heard County is that it is home to the "Covered Bridge," which is located in the heart of the county. This historic landmark, also known as the Red Oak Creek Covered Bridge, was built in 1840 by Horace King, a former slave, and renowned bridge builder. It is the oldest and longest remaining wooden covered bridge in the state of Georgia, measuring around 391 feet in length. The bridge is still standing today and has become a symbol of pride and a popular tourist attraction for those visiting the region.


Featured Cities of Georgia
Centralhatchee Yellowdirt
Featured Properties from USDA Loan Eligible Regions of Heard County