Find USDA Eligible Properties in Spalding County


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Kimberly Vining   from   RE/MAX Southern
Tami Manross   from   The Key to Closed

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Looking to buy in Spalding County, Georgia?

There are 167 USDA backed residential loans in Spalding county with an average loan balance of $108,005. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $111,956. On average the rural home size purchased with this loan was approximately 1,652 SqFt. Alternate income limits exist to determine loan eligibility in Spalding county. For a household of upto 4 people the income limit is $95,100. For a household of between 5 and 8 people the income limit increases to $125,550.

The size of Spalding County is roughly 517 square kilometers. USDA defined regions of rural loan ineligibility in Spalding cover 225 square kilometers of the county. Approximately 43.5% of Spalding County is ineligible for traditional USDA home loans. The influence score for Spalding County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Spalding County, GA   Spalding QR code
* cities most likely to have USDA loan eligible properties for sale.

Birdie   •   Blantons Mill   •   Caruso   •   East Griffin   •   Esmond   •   Experiment   •   Griffin   •   Highland Mills   •   *Orchard Hill   •   Pomona   •   Rio   •   Rover   •   Steeles Mill   •   *Sunny Side   •   Towalaga   •   Vaughn   •   Walker Mill   •   Zetella

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Spalding County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Spalding County, Georgia
USDA Boundary Details
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Spalding County is located in the west-central part of Georgia, USA. Established on December 20, 1851, it was named in honor of Thomas Spalding, an early American statesman, planter, and patriot who made significant contributions to Georgia's development in the early 1800s. With Griffin as its county seat, Spalding County is part of the Atlanta Metropolitan Area.

Initially inhabited by Native American tribes, the region underwent significant changes during the 19th century due to the influence of European settlers. Spalding County's economy was primarily agrarian, known for its cotton production. In the years following the Civil War, Spalding County suffered significant economic struggles due to the decline of the plantation system. However, the county gradually diversified its economy by embracing industrialization, which led to a boom in the textile industry in the late 19th and early 20th centuries.

Today, Spalding County remains an important part of the state's economy with industries like manufacturing, agriculture, and services contributing to its growth. It is also a culturally significant location, offering various historical sites, museums, and recreational areas.

One fun fact about Spalding County is that a portion of the popular 1991 film, "Fried Green Tomatoes," was shot in the town of Senoia, located partially in Spalding County. The film showcases the Southern charm and beautiful scenery that this region of the USA is known for.


Featured Cities of Georgia
Caruso Zetella
Featured Properties from USDA Loan Eligible Regions of Spalding County