USDA loan eligible properties in Hawaii County, HI 
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* cities most likely to have USDA loan eligible properties for sale.
*Ainaloa • Ainapo • Akona • Anaehoomalu • *Captain Cook • *Discovery Harbour • *Eden Roc • Elevenmile Homestead • *Fern Acres • *Fern Forest • Glenwood • Haina • Hakalau • *Halaula • Hale Pili • Halepiula • Hanaipoe • *Hawaiian Acres • *Hawaiian Beaches • *Hawaiian Ocean View • *Hawaiian Paradise Park • *Hawi • Hikapoloa • Hilea • Hilo • *Holualoa • *Honalo • *HonaunauNapoopoo • *Honokaa • Honokohau • Honomakau • *Honomu • Honuapo • Hookena • Hoopuloa • Hopuwai • Huehue • Kaalualu • Kaau • Kaawaloa • *KahaluuKeauhou • Kaimu • Kainaliu • *Kalaoa • Kaniahiku Village • Kapaahu • *Kapaau • Kapalaoa • Kapoho • Kapulena • Kaueleau • Kaukahoku • Kaumana • Kaunene • Kaupulehu • Kawaihae • Kawainui • *Keaau • *Kealakekua • Kealapuali • Kealia • Keanakolu • Keauhou • Keaukaha • Keawaiki • Keei • Kehena • Kiholo • Kipukanene • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Komakawai • Kuhio Village • Kukaiau • Kukio • Kukui • Kukui Village • *Kukuihaele • *Kurtistown • Laniakea • *Laupahoehoe • *Leilani Estates • Mahaiula • Mahukona • Makahalau • Makalawena • Makaoku • Makapala • Milo Village • Milolii • Monohaa • *Mountain View • *Naalehu • *Nanawale Estates • Ninole • Niu Village • Niulii • Ookala • Opihikao • *Orchidlands Estates • Paauhau • *Paauilo • *Pahala • *Pahoa • Paliaalii • Papaaloa • *Papaikou • Papaloa • Pauahi • *Paukaa • *Pepeekeo • Pepeekeo Mill • Piihonua • Pohoiki • Puaakala • *Puako • Pualaa • Punaluu Kahawai • Puopelu • Puuanahulu • Puueo • Umikoa • *Volcano • Waiaka • Waiakea • Waihou • Waikapuna • Waikii • *Waikoloa Village • Waikui • *Waimea • *Wainaku • Waioahukini • *Waiohinu • Waipahoehoe • Weliweli • Weloka
browse list of realtors working in Hawaii CountyHawaii has agents ready to assist.
There are 1,374 USDA backed residential loans in Hawaii county with an average loan balance of $215,818. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 43 years old. The typical appraised home value was around $223,594. On average the rural home size purchased with this loan was approximately 1,266 SqFt. Alternate income limits exist to determine loan eligibility in Hawaii county. For a household of upto 4 people the income limit is $102,800. For a household of between 5 and 8 people the income limit increases to $135,700.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Hawaii County.
View the detailed USDA boundaries and read about general conditions of
Hawaii County, Hawaii
.Hawaii County, also known as Big Island or the Island of Hawaii, is the largest and youngest of the main Hawaiian Islands, located in the state of Hawaii, USA. It was formed from a combination of six shield volcanoes, with Mauna Loa being the most massive and Kilauea the most active. The area was originally settled by Polynesians who arrived on the island around 1500 years ago. This ancient civilization cultivated taro and sweet potatoes, which eventually became major sources of sustenance for the native Hawaiians.
The first recorded European contact with the island was in 1778, when Captain James Cook, a British explorer, visited the Hawaiian Islands. Cook was killed on Big Island at Kealakekua Bay in 1779, during a conflict with Native Hawaiians. The island was later united under the rule of King Kamehameha after a series of fierce battles in the late 18th and early 19th centuries.
Hawaii County officially became a part of the United States in 1898, when the US annexed Hawaii following the overthrow of the Hawaiian monarchy. In the years that followed, the Big Island saw significant growth and development, with the growth of the sugar plantation industry, and later, tourism.
A fun fact about Hawaii County is that it is home to the tallest sea mountain in the world, Mauna Kea, which rises over 33,500 feet (10,211 meters) from the ocean floor. However, only 13,796 feet (4,205 meters) of Mauna Kea are above sea level, making it shorter than Mount Everest when considering altitude.
Featured Cities of Hawaii
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