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USDA loan eligible properties in Maui County, HI   Maui QR code

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Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.

Camp Maluhia   •   Crater Village   •   Filipino Camp   •   *HaikuPauwela   •   Halena   •   *Haliimaile   •   Hamoa   •   *Hana   •   Haou   •   Happy Valley   •   Hokuula   •   Honokahua   •   Hoolehua   •   Huelo   •   *Kaanapali   •   Kaeleku   •   Kahakuloa   •   Kahului   •   Kakio   •   Kalae   •   Kalawao   •   Kaluaaha   •   Kamalo   •   Kamiloloa   •   Kanahena   •   *Kapalua   •   Kapunakea   •   Kaumalapau   •   *Kaunakakai   •   Kaupakulua   •   Kaupo   •   Keanae   •   Kelawea   •   *Keokea   •   Keoneoio   •   Kepuhi   •   *Kihei   •   Kipahulu   •   Kipu   •   Koali   •   Koheo   •   Kokomo   •   *Kualapuu   •   Kuau   •   *Kula   •   *Lahaina   •   Lahainaluna   •   Lalakoa   •   *Lanai City   •   *Launiupoko   •   Lopa • • •

What is a USDA Loan?
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing

 

  •   Lower Paia   •   Lunaville   •   *Maalaea   •   Maalehu   •   *Mahinahina   •   *Makawao   •   *Makena   •   Mala   •   *Manele   •   *Maunaloa   •   Mokae   •   Mokulau   •   Moomomi   •   Mopua   •   Muolea   •   Nahiku   •   *NapiliHonokowai   •   *Olinda   •   *Olowalu   •   *Paia   •   Paukukalo   •   Pauwalu   •   Pelekunu   •   *Pukalani   •   Pukoo   •   Pulehu   •   Puuiki   •   Puukolii   •   Puunene   •   Puunoa   •   Puuohala Village   •   Spreckelsville   •   *Ualapue   •   Ulumalu   •   Ulupalakua   •   Umipaa   •   Upper Village Three   •   Wahilauhue   •   Waiakoa   •   Waiehu   •   Waiehu Village   •   Waihee   •   *WaiheeWaiehu   •   *Waikapu   •   *Wailea   •   *Wailuku   •   Wailuku Heights   •   Wainee

Additional Featured Properties from USDA Loan Eligible Regions of Maui County

Realtors in Maui browse list of realtors working in Maui County
Maui has agents ready to assist.
Photo of Tina Bair | Realtor Broker

Tina Bair | Realtor Broker

The Maui Real Estate Team, Inc

Photo of Gina Duncan

Gina Duncan

Fine Island Properties, LLC

Photo of Adrienne Lally

Adrienne Lally

Keller Williams Honolulu


There are 263 USDA backed residential loans in Maui county with an average loan balance of $328,426. Over 93% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $332,763. On average the rural home size purchased with this loan was approximately 1,141 SqFt. Alternate income limits exist to determine loan eligibility in Maui county. For a household of upto 4 people the income limit is $117,900. For a household of between 5 and 8 people the income limit increases to $155,650.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Maui County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Maui County, Hawaii
USDA Boundary Details
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Maui County, located in the great state of Hawaii, is comprised of the islands of Maui, Lanai, Molokai, Kahoolawe, and the smaller, unpopulated Molokini. The county was established on July 1, 1905, when Hawaii was still a US territory, and it became a part of the state after Hawaii's statehood was granted in 1959.

Polynesians were the first to settle in Maui County around 450 AD. The islands were subsequently discovered by Europeans in 1778 when British explorer Captain James Cook arrived. The famous King Kamehameha I conquered Maui in 1795, uniting it with other Hawaiian islands under a single monarchy. The islands were later visited by whalers in the 19th century and eventually by Christian missionaries. Maui County underwent a significant economic transformation due to the sugar and pineapple industries in the late 19th and early 20th centuries.

One fun fact about the region is that Haleakala National Park, located on Maui island, is home to Haleakala Volcano, which is one of the world's largest dormant volcanos. Standing over 10,000 feet above sea level, the summit of Haleakala offers breathtaking sunrises and attracts more than a million visitors each year.


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