USDA Geographic Eligiblty Boundaries for Hawaii

Regions of Hawaii highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.

New 2024 USDA Loan Boundaries for Hawaii

Use the search form to find your favorite counties, cities and zip codes in Hawaii.

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Benefits of Rural Life in Hawaii:

Living in rural Hawaii provides access to some of the most beautiful and diverse natural environments in the world. Residents can enjoy outdoor activities such as beach and ocean activities, hiking, camping, and more. Additionally, rural communities in Hawaii often offer a slower pace of life and more intimate connections with neighbors and the local environment than many urban and suburban areas.

General Rural Housing Conditions in Hawaii:

Rural housing in Hawaii is often more affordable than in urban areas, and is available in a variety of styles. From single-family homes to condominiums and townhomes, rural housing in Hawaii is typically designed to blend in with the local environment and is often centered around a common area for residents to gather.

Financing Options for Purchasing Homes in Rural Areas of Hawaii:

There are several financing options available for those wishing to purchase a home in a rural area of Hawaii. The most common option is a conventional mortgage, which can be used to purchase a home with a down payment of 20-25% of the purchase price. In addition, the US Department of Agriculture offers a Rural Development loan program, which provides low-interest loans with no down payment requirement and flexible repayment terms. Finally, the Hawaii Housing Finance and Development Corporation (HHFDC) provides grants, tax credits, and loan programs to assist eligible homebuyers in purchasing a home in rural areas of Hawaii.

Rural Living in Hawaii

Direct Hawaii USDA Program Administration Contact Information

Hawaii and Western Pacific Contact Info

USDA Rural Development
Room 311, Federal Building
154 Waianuenue Ave
Hilo, HI 96720-2452
Phone: (808) 933-8380

State Director's Office: (808) 933-8323
Business Programs: (808) 933-8323
Community Programs: (808) 933-8308
Housing Programs: (808) 933-8300
Administration: (808) 933-8323

Featured Property from USDA Loan Eligible Regions of Hawaii