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USDA Eligibility Boundaries for Clay, Iowa 
There are no geographical USDA loan restrictions in this county. 100% of Clay County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Clay county is rated a 2. The average temperature during the month of June is 72.2℉ and the average temperature in January is 14.7℉. The typical humidity of this area is approximately 57% and the area covered by water is 0.63%. The overall influence score for Clay is 7.
The map below displays geographic boundaries of Clay, Iowa with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Clay County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Iowa.
Clay County is located in the northwest corner of the state of Iowa. As of 2019, it had a population of 16,499 people. The median household income is $50,537 and the median age is 44.2 years old.
The majority of the population (88.1%) live in rural areas, with only 11.9% living in urban areas. The majority of the population are White (91.3%), followed by Hispanic (4.1%), African American (2.5%), and Asian (2%).
The unemployment rate in Clay County is 3.8%, slightly lower than the national average of 3.9%. The poverty rate is 8.2%, which is also slightly lower than the national average of 10.5%.
The cost of living in Clay County is relatively low, with housing costs coming in at 11% below the national average and overall cost of living at 8% below the national average.
Overall, Clay County has a lower cost of living and a lower unemployment rate than the national average, making it an attractive place to live for those looking for affordability and job opportunities.
Clay, Iowa
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Iowa USDA program details you can also contact:
Iowa Contact InformationFeatured Property from USDA Loan Eligible Regions of Iowa
State Office
210 Walnut Street, Room 873
Des Moines, Iowa 50309
ph: 515-284-4663
fax: 855-251-2243
