Find USDA Eligible Properties in Polk County


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Realtors in Polk browse list of realtors working in Polk County
Polk county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Shane Torres   from   RE/MAX Concepts
Sarah Kavalier   from   Coldwell Banker Mid-America
Bryan Curtis   from   Attain RE

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Looking to buy in Polk County, Iowa?

There are 357 USDA backed residential loans in Polk county with an average loan balance of $157,611. Over 66% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $159,341. On average the rural home size purchased with this loan was approximately 1,323 SqFt. Alternate income limits exist to determine loan eligibility in Polk county. For a household of upto 4 people the income limit is $102,550. For a household of between 5 and 8 people the income limit increases to $135,350.

The size of Polk County is roughly 1,535 square kilometers. USDA defined regions of rural loan ineligibility in Polk cover 828 square kilometers of the county. Approximately 53.9% of Polk County is ineligible for traditional USDA home loans. The influence score for Polk County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Polk County, IA   Polk QR code
* cities most likely to have USDA loan eligible properties for sale.

Adelphi   •   *Alleman   •   Altoona   •   Andrews   •   Ankeny   •   Ashawa   •   Avon   •   Avon Lake   •   Berwick   •   *Bondurant   •   Bowsher   •   Campbell   •   Capitol Heights   •   Carbondale   •   Carney   •   Clive   •   Crocker   •   Des Moines   •   *Elkhart   •   Enterprise   •   Farrar   •   Grimes   •   Hastie   •   Ivy   •   Johnston   •   Levey   •   Loring   •   Lovington   •   Marquisville   •   Millman   •   *Mitchellville   •   Norwoodville   •   Oralabor   •   Pleasant Hill   •   *Polk City   •   Rider   •   Rising Sun   •   *Runnells   •   Santiago   •   Saylor   •   Saylorville   •   Swanwood   •   Urbandale   •   West Des Moines   •   White Oak   •   Windsor Heights   •   Woodland Hills

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Polk County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Polk County, Iowa
USDA Boundary Details
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Polk County, located in the great state of Iowa, was formed on January 13, 1846, and named after the 11th President of the United States, James K. Polk. The county is part of the Des MoinesWest Des Moines Metropolitan Statistical Area and serves as a hub for government, manufacturing, trade, and agricultural services. The county seat is in Des Moines, which is also the state's capital and largest city.

Before European settlers arrived, the area was inhabited by various Native American tribes, such as the Ioway, Sac, and Fox. In the 1840s, European settlers, mainly from the eastern states, migrated to the region in search of fertile land for farming. The population and economy of the county grew over time, with farming and manufacturing becoming the backbones of the region.

A fascinating landmark in Polk County is the Iowa State Capitol building, located in Des Moines. Completed in 1886, the capitol houses the Iowa General Assembly and features a central dome constructed with 23-karat gold leaf, a distinct feature that makes it a popular attraction in the region.

Fun Fact: Polk County is well-known for hosting the annual Iowa State Fair, which takes place in Des Moines every August. The fair attracts more than a million people each year and features agricultural exhibits, competitions, food, music, and entertainment. It is considered one of the largest and most popular state fairs in the United States.


Featured Cities of Iowa
Ashawa Avon
Featured Properties from USDA Loan Eligible Regions of Polk County