USDA Geographic Eligiblty Boundaries for Iowa

By area about 3.3% of Iowa is ineligible for rural development USDA home loans.

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Regions of Iowa highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
Iowa USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for Iowa

Iowa USDA loan eligibility boundaries

Use the search form to find your favorite counties, cities and zip codes in Iowa.


The benefits of rural life in Iowa include a strong sense of community, access to wide open spaces and nature, and lower costs of living. Iowa is known for its rolling hills, green pastures, and quiet small towns, making it the perfect place for anyone looking for a peaceful and relaxed lifestyle.

General rural housing conditions in Iowa tend to be of good quality, with plenty of affordable options. Homes in rural Iowa often feature classic designs and timeless finishes, and are typically well-maintained.

Financing options for purchasing a home in rural Iowa include FHA and VA loans, as well as USDA Rural Development loans. FHA loans are insured by the Federal Housing Administration, and are available to eligible homebuyers with low to moderate incomes. VA loans are offered to veterans and active duty military personnel, and offer generous terms and low interest rates. USDA Rural Development loans provide low-interest loans to eligible individuals who live in rural areas.


Rural Living in Iowa
Rural landscape in Iowa
Direct Iowa USDA Program Administration Contact Information
Iowa Contact Information

State Office

210 Walnut Street, Room 873

Des Moines, Iowa 50309

ph: 515-284-4663

fax: 855-251-2243
Featured Property from USDA Loan Eligible Regions of Iowa
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1528 Cedar Dr
Adel, IA

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