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USDA Eligibility Boundaries for Bear Lake, Idaho 
There are no geographical USDA loan restrictions in this county. 100% of Bear Lake County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Bear Lake county is rated a 5. The average temperature during the month of June is 65.8℉ and the average temperature in January is 18.0℉. The typical humidity of this area is approximately 22% and the area covered by water is 7.44%. The overall influence score for Bear Lake is 8.
The map below displays geographic boundaries of Bear Lake, Idaho with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Bear Lake County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Idaho.
Bear Lake County is located in eastern Idaho and is bordered by Montana to the east and Utah to the south. The population of Bear Lake County was estimated at 6,958 in 2019. The median age of the population was 39.4 years, with a gender ratio of 49% male and 51% female.
The median household income in Bear Lake County was $51,444 in 2017, with 13.1% of households living below the poverty line. The largest industries that employ residents are education and healthcare, followed by retail trade, construction, transportation and warehousing.
The average home value in Bear Lake County is $182,900 as of 2020, with 97.7% of homes being owner-occupied. Most of the housing units are single-family dwellings, about 77%. These are followed by mobile homes at 18%.
The climate in Bear Lake County is cold and semi-arid, with average temperatures ranging from a low of 20 degrees F in the winter to a high of 85 degrees F in the summer. Precipitation averages around 12 inches per year.
Bear Lake, Idaho
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Idaho USDA program details you can also contact:
IDAHO STATE OFFICEFeatured Property from USDA Loan Eligible Regions of Idaho
(208) 378-5600 ext. 2
NORTHERN IDAHO AREA OFFICE
(208) 762-4939 Ext. 4
WESTERN IDAHO AREA OFFICE
(208) 459-0761 Ext. 4
CENTRAL IDAHO AREA OFFICE
(208) 733-5380 Ext. 4
EASTERN IDAHO AREA OFFICE
(208) 785-2090 x4
