Find USDA Eligible Properties in Bear Lake County

Looking to buy in Bear Lake County, Idaho?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Bear Lake County, ID  
* cities most likely to have USDA loan eligible properties for sale.
  Select a City   Alton Bear Lake Hot Springs Bear Lake Sands* Bennington Bern* Bloomington Chausse Dingle Fish Haven Geneva* Georgetown Giveout Glencoe Harer Lanark Lifton Manson* Montpelier Nounan Ovid* Paris Pegram Raymond* Saint Charles Sharon Turnpike Wardboro
Alton   •   Bear Lake Hot Springs   •   Bear Lake Sands   •   *Bennington   •   Bern   •   *Bloomington   •   Chausse   •   Dingle   •   Fish Haven   •   Geneva   •   *Georgetown   •   Giveout   •   Glencoe   •   Harer   •   Lanark• • •

  •   Lifton   •   Manson   •   *Montpelier   •   Nounan   •   Ovid   •   *Paris   •   Pegram   •   Raymond   •   *Saint Charles   •   Sharon   •   Turnpike   •   Wardboro

There are 64 USDA backed residential loans in Bear Lake county with an average loan balance of $104,818. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $103,578. On average the rural home size purchased with this loan was approximately 1,287 SqFt. Bear Lake county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Bear Lake County is roughly 2,721 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Bear Lake County is 8. Look below for the interactive county level map illustration below for more details.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Bear Lake County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Bear Lake County, Idaho
.

Bear Lake County, located in the southeastern part of Idaho, was established on January 5, 1875, making it one of the oldest counties in the state. The county gets its name from the large freshwater Bear Lake, which spans the Idaho-Utah border. It is lovingly referred to as the "Caribbean of the Rockies" due to its unique turquoise-blue water, a result of suspended limestone deposits in the lake.

Bear Lake Valley has a rich history, with various Indigenous peoples having lived in the area for thousands of years. In 1819, American explorer Donald Mackenzie encountered the region and the lake. Later, European settlers, including fur traders, ranchers, and Mormon settlers led by Charles C. Rich, arrived in the mid-1800s, contributing to the establishment of multiple settlements throughout the county.

One fun fact about Bear Lake County is its association with the legendary Bear Lake Monster. Local folklore has it that a large serpent-like creature inhabits the waters of Bear Lake. This mythical creature was first reported in 1868 in a Deseret News article, and ever since, the stories have continued to intrigue locals and visitors alike. The tale of the Bear Lake Monster has become a popular aspect of the county's culture, and some attribute its origin to the creative storytelling of the early settlers to keep their children safe from the deep waters of the lake.

Featured Properties from USDA Loan Eligible Regions of Bear Lake County

$359,000
? beds | 0 baths | ? sqft | Active
Saint Charles, ID 83272
Flat building lot of Highway 89 which is a paved access point....

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