USDA loan eligible properties in Owyhee County, ID 
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Bruneau • China Hat • Claytonia • Cliffs • Collier Place • Comical Turn • De Lamar • Democrat • Dew Drop Place • Dewey • Dickshooter • Dry Forty • Fairylawn • Flint • Givens Hot Springs • *Grand View • Grasmere • *Homedale • Hot Springs • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Little Sugar Loaf • *Marsing • Miller Creek Settlement • *Murphy • Murphy Hot Springs • Oreana • Owyhee Heights • Reynolds • Riddle • Silver City • South Mountain • Telegraph Hill • Three Creek • Three Forks • Triangle • Wickahoney
browse list of realtors working in Owyhee CountyThere are 55 USDA backed residential loans in Owyhee county with an average loan balance of $117,464. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $117,422. On average the rural home size purchased with this loan was approximately 1,253 SqFt. Owyhee county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Owyhee County is roughly 19,926 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Owyhee County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Owyhee County.
View the detailed USDA boundaries and read about general conditions of
Owyhee County, Idaho
.Owyhee County, located in the southwestern region of Idaho, boasts a rich history that dates back to the early 19th century. Prior to the arrival of European explorers, the area was inhabited by the Shoshone and Northern Paiute tribes. The origin of the county's name, "Owyhee," comes from a corruption of the word "Hawaii" it refers to three Hawaiian trappers who worked with British explorer Donald Mackenzie's fur-trapping expedition in 1819 but mysteriously disappeared in what is now the Owyhee River.
In 1863, following the discovery of gold and silver deposits in the region, Owyhee County was officially established by the Idaho Legislature, making it one of the four original Idaho counties. The mining boom led to a rapid increase in population as miners, merchants, and settlers flocked to the area. The town of Silver City became a thriving mining community during this time, boasting numerous hotels, stores, and even an opera house.
Owyhee County's economy eventually shifted toward ranching and agriculture as the mining industry waned. The area now depends heavily on cattle and hay farming, along with some dairy farming and crop production.
Fun Fact: Owyhee County is the second-largest county in Idaho, covering an expansive land area of 7,697 square miles. With a population density of just over 1 person per square mile, it's one of the most sparsely populated regions in the state, allowing for a vast range of outdoor recreational activities such as fishing, hiking, and rafting.
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