USDA Geographic Eligiblty Boundaries for Idaho

By area about 1.7% of Idaho is ineligible for rural development USDA home loans.

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Regions of Idaho highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
Idaho USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for Idaho

Idaho USDA loan eligibility boundaries

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The benefits of rural life in the state of Idaho are numerous. Idaho is known for its breathtaking vistas, rolling hills, and rural communities, which provide a setting to enjoy the outdoors and appreciate nature. Residents of rural Idaho enjoy a slower pace of life with less traffic and noise pollution than urban areas. Furthermore, rural Idaho communities tend to be more close-knit and supportive, offering a sense of community and belonging.

In general, rural housing conditions in Idaho are quite affordable, with average home prices around $200,000. Smaller homes are typically priced around $100,000, while larger homes may cost up to $400,000. Additionally, rural Idaho has extensive acreage available for purchase, providing plenty of opportunity for individuals looking to build a home from scratch.

For individuals looking to purchase a home in a rural area of Idaho, there are several financing options available. Options include conventional loans, FHA loans, VA loans, and USDA loans. Additionally, there are several housing programs available to rural Idaho residents, such as the Rural Development Loan Program, which provides financing for low-income families.


Rural Living in Idaho
Rural landscape in Idaho
Direct Idaho USDA Program Administration Contact Information
IDAHO STATE OFFICE
(208) 378-5600 ext. 2

NORTHERN IDAHO AREA OFFICE
(208) 762-4939 Ext. 4

WESTERN IDAHO AREA OFFICE
(208) 459-0761 Ext. 4

CENTRAL IDAHO AREA OFFICE
(208) 733-5380 Ext. 4

EASTERN IDAHO AREA OFFICE
(208) 785-2090 x4
Featured Property from USDA Loan Eligible Regions of Idaho
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