Find USDA Eligible Properties in Cumberland County


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There are 119 USDA backed residential loans in Cumberland county with an average loan balance of $72,190. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $73,994. On average the rural home size purchased with this loan was approximately 1,450 SqFt. Cumberland county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Cumberland County is roughly 898 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cumberland County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Cumberland County, IL   Cumberland QR code
* cities most likely to have USDA loan eligible properties for sale.

Bradbury   •   Dees   •   *Greenup   •   Hazel Dell   •   Janesville   •   *Jewett   •   Johnstown   •   Lillyville   •   Maple Point   •   Neal   •   *Neoga   •   Roslyn   •   Timothy   •   *Toledo   •   Union Center   •   Vevay Park   •   Walla Walla   •   Woodbury

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cumberland County.

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View the detailed USDA boundaries and read about general conditions of
Cumberland County, Illinois
USDA Boundary Details
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Cumberland County, located in the great state of Illinois, was established on March 2, 1843. Carved out from parts of Coles County, it was named after the Cumberland Road, an important route in the early days of the United States, which itself was named after the Cumberland River Valley in Kentucky and Tennessee.

The county seat of Cumberland County is Toledo, while some of its other prominent towns include Neoga, Greenup, and Jewett. The county stretches over an area of about 347 square miles, primarily characterized by its agricultural and rural landscape. The region is bolstered economically by its agricultural output, which includes corn, soybeans, and wheat farming.

One fun fact about Cumberland County is that it is home to the Jackson Truss Covered Bridge, which is a historical landmark built in 1865. This bridge was once considered the oldest covered bridge in the State of Illinois, though it no longer serves vehicular traffic. Today, the bridge is a popular site for tourists and locals who appreciate its historical significance and picturesque appearance.


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Featured Properties from USDA Loan Eligible Regions of Cumberland County