Find USDA Eligible Properties in Hancock County


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Deb Fowler   from   C21 Property Professionals Inc

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Looking to buy in Hancock County, Illinois?

There are 265 USDA backed residential loans in Hancock county with an average loan balance of $66,107. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $69,856. On average the rural home size purchased with this loan was approximately 1,409 SqFt. Hancock county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Hancock County is roughly 2,107 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Hancock County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Hancock County, IL   Hancock QR code
* cities most likely to have USDA loan eligible properties for sale.

Adrian   •   *Augusta   •   *Basco   •   *Bentley   •   *Bowen   •   Burnside   •   *Carthage   •   Chili   •   Colusa   •   *Dallas City   •   Denver   •   Disco   •   Durham   •   Elderville   •   *Elvaston   •   *Ferris   •   Fountain Green   •   *Hamilton   •   Joetta   •   La Crosse   •   *La Harpe   •   McCall   •   Middle Creek   •   *Nauvoo   •   Niota   •   Old Niota   •   *Plymouth   •   *Pontoosuc   •   Powellton   •   Saint Mary   •   Stillwell   •   Sutter   •   Tioga   •   *Warsaw   •   Webster   •   *West Point

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Hancock County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Hancock County, Illinois
USDA Boundary Details
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Hancock County, located in the western part of Illinois, has an interesting history filled with growth and development. It was officially established on January 13, 1825, and was named in honor of John Hancock, one of the founding fathers of the United States and the first to sign the Declaration of Independence. Situated along the Mississippi River, the county covers approximately 814 square miles and consists of various towns and communities.

From its early days, Hancock County saw a significant influx of settlers due to the fertile land and abundant natural resources provided by the Mississippi River. The first European settlers in the area were trappers and traders who established trading posts in the early 1800s. The county's development took off when Mormons moved to the area and founded the religious community of Nauvoo in 1839. Nauvoo quickly grew to become one of the largest cities in Illinois at that time. The impressive Nauvoo Temple was constructed between 1841 and 1846, symbolizing the religious significance of the area. However, internal conflicts and tensions led to the departure of the Mormon population in 1846, headed westward to Utah.

Following the Mormon exodus, the county continued to grow with the establishment of towns and cities such as Carthage, Warsaw, Hamilton, and La Harpe. Agriculture, particularly corn and soybean farming, flourished and railroads were built to allow transportation of goods, ensuring the county's economic growth.

Fun fact: The historic Carthage Jail, located in the county seat of Carthage, is the site of the martyrdom of Joseph Smith, the founder of the Latter-Day Saint movement, and his brother Hyrum. They were killed on June 27, 1844, by an angry mob while awaiting trial. Today, it serves as a historical site and attracts visitors interested in the history of the Latter-Day Saint movement.


Featured Cities of Illinois
Bowen West_Point
Featured Properties from USDA Loan Eligible Regions of Hancock County