Find USDA Eligible Properties in Henderson County


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Deb Fowler   from   C21 Property Professionals Inc

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Looking to buy in Henderson County, Illinois?

There are 48 USDA backed residential loans in Henderson county with an average loan balance of $65,024. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $67,622. On average the rural home size purchased with this loan was approximately 1,330 SqFt. Henderson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Henderson County is roughly 1,024 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Henderson County is 9. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Henderson County, IL   Henderson QR code
* cities most likely to have USDA loan eligible properties for sale.

Bald Bluff   •   *Biggsville   •   Carman   •   Carthage Lake   •   Decorra   •   *Gladstone   •   *Gulf Port   •   Heapsville   •   Hopper   •   *Lomax   •   Lone Tree   •   *Media   •   Milroy   •   Olena   •   *Oquawka   •   *Raritan   •   Reeds   •   Rozetta   •   Shokokon   •   *Stronghurst   •   Terre Haute   •   Yellow Banks

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Henderson County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Henderson County, Illinois
USDA Boundary Details
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Henderson County is located in the western part of the great state of Illinois. Its history can be traced back to the early 1800s when European settlers started moving into the Illinois territory. The county was officially formed on January 20, 1841, from a portion of Warren County. Its name was derived in honor of Henderson County, Kentucky, and also pays tribute to Major Richard Henderson, who played a significant role in the founding of the state of Kentucky.

The Mississippi River forms the western boundary of Henderson County, making the region strategically important for trade, transportation, and agriculture. The county seat, Oquawka, thrived as the main hub of commercial activity along the river during the mid-19th century.

In the mid to late 1800s, the railway boom expanded into the county, further enhancing its economic growth by connecting it to major cities like Chicago. The region predominantly relied upon agriculture, with its fertile land producing corn, soybeans, and livestock.

A fun fact about Henderson County is that in 1858, Oquawka experienced an unexpected visitor a circus elephant named Norma Jean. It is said that Norma Jean was struck by lightning and died in Oquawka, where she was buried near the downtown area. Today, there is a monument and grave marker dedicated to Norma Jean in the county, which serves as a unique roadside attraction for visitors.


Featured Cities of Illinois
Carman Yellow_Banks
Featured Properties from USDA Loan Eligible Regions of Henderson County