Find USDA Eligible Properties in Monroe County


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Shelly Bowman   from   The RED Team @ RE/MAX Results

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Looking to buy in Monroe County, Illinois?

There are 348 USDA backed residential loans in Monroe county with an average loan balance of $136,857. Over 73% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $137,209. On average the rural home size purchased with this loan was approximately 1,331 SqFt. Alternate income limits exist to determine loan eligibility in Monroe county. For a household of upto 4 people the income limit is $95,300. For a household of between 5 and 8 people the income limit increases to $125,800.

The size of Monroe County is roughly 1,029 square kilometers. USDA defined regions of rural loan ineligibility in Monroe cover 9 square kilometers of the county. Approximately 0.0% of Monroe County is ineligible for traditional USDA home loans. The influence score for Monroe County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Monroe County, IL   Monroe QR code
* cities most likely to have USDA loan eligible properties for sale.

Ames   •   Burksville   •   Burksville Station   •   Chalfin Bridge   •   *Columbia   •   Fountain   •   Fountain Gap   •   *Fults   •   Harrisonville   •   *Hecker   •   Ivy   •   Kidd   •   Madonnaville   •   *Maeystown   •   Merrimac   •   Mitchie   •   Monroe City   •   New Hanover   •   Renault   •   Renault Station   •   Saint Joe   •   Tipton   •   *Valmeyer   •   Warnock   •   Wartburg   •   *Waterloo

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Monroe County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Monroe County, Illinois
USDA Boundary Details
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Monroe County is located in the southwestern region of the great state of Illinois. Founded in 1816, the county was named in honor of James Monroe, the fifth president of the United States. The area has a rich history, dating back to the late 17th and early 18th centuries when French explorers and settlers, such as Pierre Laclede and Auguste Chouteau, established trading posts along the Mississippi River, notably the settlement of Cahokia. These early French settlements, including the nearby city of St. Louis, contributed to the area's identity as part of the broader "French colonial" district.

Monroe County's geographic position along the Mississippi River has played an important role in its development, with the river serving as a key resource for transportation and economic opportunities. The area saw significant growth in the 19th and early 20th centuries with the arrival of German immigrants, who helped to shape the county's cultural, economic, and agricultural landscape.

As part of the American Bottom, an expansive floodplain, Monroe County is known for its fertile soil, which has supported agriculture as a significant part of its economy for centuries. The county is famous for its production of high-quality crops like corn, wheat, and soybeans.

One fun fact about this region is its strong connection to the history of comic strips in America. Monroe County is the birthplace of Henry "Hy" Eisman, the creator of the "Photoplays" comic strip, which ran in the United States from 1908 to 1911. His work is considered to be among the first comic strips to incorporate contemporary celebrities and film stars, paving the way for the star-studded comic strips that became popular in the years that followed.


Featured Cities of Illinois
Burksville_Station Chalfin_Bridge
Featured Properties from USDA Loan Eligible Regions of Monroe County