Find USDA Eligible Properties in Sangamon County


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Sangamon county has 2 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Philip Chiles   from   KW Capital
Camden Garecht   from   eXp Realty, LLC

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Looking to buy in Sangamon County, Illinois?

There are 1,049 USDA backed residential loans in Sangamon county with an average loan balance of $109,026. Over 68% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $111,167. On average the rural home size purchased with this loan was approximately 1,423 SqFt. Sangamon county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Sangamon County is roughly 2,273 square kilometers. USDA defined regions of rural loan ineligibility in Sangamon cover 324 square kilometers of the county. Approximately 14.3% of Sangamon County is ineligible for traditional USDA home loans. The influence score for Sangamon County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Sangamon County, IL   Sangamon QR code
* cities most likely to have USDA loan eligible properties for sale.

Andrew   •   Archer   •   *Auburn   •   Barclay   •   Bates   •   Beamington   •   *Berlin   •   Bissell   •   Bradfordton   •   Breckenridge   •   Buckhart   •   *Buffalo   •   Buffalo Hart   •   *Cantrall   •   Cascade   •   Chatham   •   Cimic   •   Claysville   •   *Clear Lake   •   Compro   •   *Curran   •   *Dawson   •   *Divernon   •   Farmingdale   •   Glenarm   •   Grandview   •   Green Acres   •   Haynes   •   Huffaker   •   *Illiopolis   •   Irwins Park   •   Island Grove   •   Jerome   •   Keys   •   Knapp   •   Lanesville   •   Leland Grove   •   *Loami   •   Lowder   •   *Mechanicsburg   •   *New Berlin   •   New City   •   *Pawnee   •   *Pleasant Plains   •   Prouty   •   Richland   •   Riddle Hill   •   *Riverton   •   *Rochester   •   Salisbury   •   Saunders   •   *Sherman   •   Southern View   •   *Spaulding   •   Springfield   •   *Thayer   •   Toronto   •   Van Wood   •   *Williamsville   •   Woodside   •   Zenobia

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Sangamon County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Sangamon County, Illinois
USDA Boundary Details
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Sangamon County is located in the central part of the great state of Illinois, USA. Established on January 30, 1821, the county was named after the Sangamon River, which runs through it. The river's name is derived from a Pottawatomie Native American word "Sain-guee-mon" meaning "where there is plenty to eat."

Springfield, the county seat, was founded in 1819 and later became the state capital of Illinois in 1837 after serving as the temporary capital from 1818 to 1819. Springfield is famously known as the home of Abraham Lincoln, the 16th President of the United States. Before his presidency, Lincoln lived and practiced law in the city from 1837 to 1861.

During the 19th and 20th centuries, Sangamon County's economy was predominantly based on agriculture, with corn and soybeans being the primary crops. The county also played a significant role in transportation, as Springfield was a major stop on historic Route 66.

In terms of population growth, Sangamon County witnessed its most significant boom between the 1940s and 1960s. As of 2020, the county's population stands at approximately 190,000.

Fun Fact: Sangamon County is home to the Dana-Thomas House, a unique architectural marvel designed by Frank Lloyd Wright. Constructed in 1902 for Susan Lawrence Dana, this house is an excellent example of Wright's Prairie Style and has been preserved as a historic site for visitors to enjoy.


Featured Cities of Illinois
Berlin Bissell
Featured Properties from USDA Loan Eligible Regions of Sangamon County