Find USDA Eligible Properties in Scott County


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There are 50 USDA backed residential loans in Scott county with an average loan balance of $69,222. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $70,486. On average the rural home size purchased with this loan was approximately 1,394 SqFt. Scott county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Scott County is roughly 654 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Scott County is 9. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Scott County, IL   Scott QR code
* cities most likely to have USDA loan eligible properties for sale.

*Alsey   •   *Bluffs   •   *Exeter   •   *Glasgow   •   *Manchester   •   Merritt   •   *Naples   •   Oxville   •   Riggston   •   *Winchester

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Scott County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Scott County, Illinois
USDA Boundary Details
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Scott County, located in the great state of Illinois, was established on February 16, 1839. It is named in honor of Major General Winfield Scott, a prominent military figure who served in the United States Army from 1808 to 1861. The county is situated in the western part of the state and covers an area of 253 square miles. Winchester serves as the county seat.

Scott County was primarily inhabited by Native American tribes such as the Illini, Miami, Winnebago, and Kickapoo before European settlers arrived. The first European settlers in the region were mostly of English and Scottish ancestry, with an influx of German immigrants in the mid-19th century.

Agriculture has historically been a significant industry in Scott County. The fertile soil in the region is ideal for the production of corn and soybeans. Other industries like manufacturing, trade, and transportation have also contributed to the economy over time.

A fun fact about Scott County is that it is one of the few places in the United States where four counties (Morgan, Greene, Pike, and Scott) meet at a single point called "Four Corners," which lies near the center of the county. This geographical quirk makes it an interesting spot for history buffs and tourists alike.


Featured Cities of Illinois
Merritt Glasgow
Featured Properties from USDA Loan Eligible Regions of Scott County