USDA Geographic Eligiblty Boundaries for Illinois

By area about 8.7% of Illinois is ineligible for rural development USDA home loans.


Regions of Illinois highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.

New 2024 USDA Loan Boundaries for Illinois

Use the search form to find your favorite counties, cities and zip codes in Illinois.

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Benefits of Rural Life in Illinois:

1. Lower cost of living and greater access to affordable housing.

2. More access to outdoor recreation, such as fishing, hunting, camping, and hiking.

3. Less traffic and congestion, making rural life more peaceful and serene.

4. Smaller, more intimate communities with a closer sense of community.

5. Clean air and water, making it an attractive option for those looking for a healthier lifestyle.

General Rural Housing Conditions in Illinois:

Rural housing in Illinois ranges from small single-family homes to larger homes with acreage. The majority of homes in rural areas are well maintained, but may need some updating. Many of these homes are older and can be purchased at a lower cost than similar homes in urban areas.

Financing Options for Purchasing Homes in Rural Areas of Illinois:

There are several financing options available for purchasing homes in rural areas of Illinois. These include USDA Rural Development loans, FHA loans, conventional loans, and VA loans. Each of these loan programs has different requirements and restrictions, so it is important to research each one to find the best fit for your needs. Additionally, there may be grants and other assistance available to help with down payments and closing costs.

Rural Living in Illinois

Direct Illinois USDA Program Administration Contact Information

Illinois State Office USDA Rural Development
2118 West Park Court, Suite A
Champaign, IL 61821
TEL: 217-403-6200
TTY: 217-403-6240

Featured Property from USDA Loan Eligible Regions of Illinois