USDA Geographic Eligiblty Boundaries for Indiana

By area about 9.3% of Indiana is ineligible for rural development USDA home loans.

State Welcome Sign
Regions of Indiana highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
Indiana USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for Indiana

Indiana USDA loan eligibility boundaries

Use the search form to find your favorite counties, cities and zip codes in Indiana.


The benefits of rural life in Indiana include access to outdoor recreation, low cost of living, and access to small-town culture. Rural areas of Indiana are home to plenty of outdoor activities, including hiking, fishing, and camping. The cost of living in rural areas of Indiana is also much lower than in urban areas, making it more affordable for people to live in rural Indiana. Additionally, small-town culture provides a sense of community, with local businesses and farmers markets providing opportunities to meet and support local businesses.

In general, rural housing conditions in Indiana are generally good, with homeownership rates above the national average. Rural homes in Indiana tend to be older and smaller than their urban counterparts, but the state has been investing in improving rural housing conditions.

Financing options for purchasing homes in rural areas of Indiana include government-backed loans, like Rural Development Loans, as well as conventional loans and alternative financing options. Government-backed loans, like Rural Development Loans, are available to low-income buyers who are looking to purchase a home in a rural area. Conventional loans are also available to buyers with good credit, while alternative financing options may be available to buyers with less-than-perfect credit.


Rural Living in Indiana
Rural landscape in Indiana
Direct Indiana USDA Program Administration Contact Information
Indiana State Office
5975 Lakeside Boulevard
Indianapolis, Indiana 46278-1996
Call us at 317-290-3100
TDD# 317-295-5799
FAX 855-541-9019

Our staff remains available to assist you from 8:00 am to 4:30 pm Monday through Friday.
Featured Property from USDA Loan Eligible Regions of Indiana
State Welcome Sign

216 N Plum St
Albany, IN

property photo