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USDA Eligibility Boundaries for Smith, Kansas 
There are no geographical USDA loan restrictions in this county. 100% of Smith County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Smith county is rated a 3. The average temperature during the month of June is 79.5℉ and the average temperature in January is 27.8℉. The typical humidity of this area is approximately 50% and the area covered by water is 0.12%. The overall influence score for Smith is 9.
The map below displays geographic boundaries of Smith, Kansas with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Smith County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Kansas.
Smith County is a rural area located in the north-central part of Kansas. According to the 2019 U.S. Census, the population was estimated at 2,948 with a median age of 38.4 years. The median household income was $51,929 and the per capita income was $24,872. The majority of residents (88.2%) are White, followed by Hispanic or Latino (3.6%), and American Indian or Alaska Native (3.1%).
The living conditions in Smith County are generally considered to be good. The area is known for its rolling hills and prairies, which provide plenty of outdoor recreational opportunities such as fishing, hunting, camping, and hiking. The county has a relatively low crime rate, with only one violent crime reported in 2018.
Overall, the quality of life in Smith County is considered to be good. Residents enjoy access to quality healthcare, educational opportunities, and a variety of cultural activities including music festivals and art galleries. The cost of living is also relatively low compared to other areas in Kansas, making it an attractive place to live for those on a budget.
Smith, Kansas
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Kansas USDA program details you can also contact:
State Office - TopekaFeatured Property from USDA Loan Eligible Regions of Kansas
1303 SW First American Place, Suite 100
Topeka, KS 66604
(785) 271-2700
Hays Office
(785) 628-3081
Iola Office
(620) 365-2901
Newton Office
(316) 283-0370
