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There are 13 USDA backed residential loans in Smith county with an average loan balance of $52,544. Over 76% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $57,836. On average the rural home size purchased with this loan was approximately 1,568 SqFt. Smith county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Smith County is roughly 2,320 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Smith County is 9. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Smith County, KS
* cities most likely to have USDA loan eligible properties for sale.
*Athol • Bellaire • *Cedar • Claudell • Cora • Dispatch • *Gaylord • Harlan • *Kensington • *Lebanon • Reamsville • *Smith Center • Thornburg • Womer
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Smith County.
Smith County is located in the northern part of Kansas, United States. Established on February 26, 1867, it was named in honor of Major J. Nelson Smith, a Civil War hero from the 2nd Colorado Volunteer Infantry. The county has a rich history dating back to the early years of the American frontier.
In the 19th century, the area was inhabited by Native American tribes such as the Kanza, Arapaho, and Sioux. White settlers, attracted by the fertile land and the promise of the American dream, began moving into the region following the passage of the Kansas-Nebraska Act in 1854. Over time, more settlers arrived, and the county's population grew.
The first post office in Smith County was established in 1871, and the town of Smith Centre became the county seat in 1872. The growth of the county was aided by the construction of the Central Branch Union Pacific Railroad in 1877, spurring economic development and linking the region to the rest of the country.
Agriculture has played a significant role in shaping the history and economy of Smith County. With its fertile soil, the region became known for wheat, corn, alfalfa, and livestock production. This agricultural focus continues to shape the landscape and culture of the area today.
A fun fact about Smith County is that it is home to the "Geographical Center of the 48 Contiguous States." This landmark, located in the town of Lebanon, was designated by the U.S. National Geodetic Survey in 1918. The monument stands as an interesting attraction for visitors and is a testament to Smith County's unique place in the American geography.