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USDA Eligibility Boundaries for Cumberland, Kentucky 
There are no geographical USDA loan restrictions in this county. 100% of Cumberland County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Cumberland county is rated a 4. The average temperature during the month of June is 77.3℉ and the average temperature in January is 37.3℉. The typical humidity of this area is approximately 60% and the area covered by water is 1.62%. The overall influence score for Cumberland is 9.
The map below displays geographic boundaries of Cumberland, Kentucky with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Cumberland County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Kentucky.
Cumberland County, Kentucky is a rural county located in the south central part of the state. According to the 2019 U.S. Census, the population of Cumberland County is 20,919. The racial makeup of the county is 95.1% White, 2.7% African American, 0.3% Native American, 0.2% Asian, 0.4% from other races and 1.3% from two or more races. The median household income for Cumberland County is $33,871 and the median age is 44 years old.
Living conditions in Cumberland County are generally considered to be good by rural standards. There is access to basic services such as healthcare and education, as well as a variety of recreational activities and community events throughout the year. The cost of living in Cumberland County is relatively low compared to other areas in Kentucky and the rest of the country.
The quality of life in Cumberland County is generally considered to be good due to its low crime rate, access to amenities and services, and strong sense of community among its residents. The county has a strong agricultural base with farming being one of the main sources of income for many families. Additionally, there are several small businesses located in the area that provide employment opportunities for local residents.
Cumberland, Kentucky
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Kentucky USDA program details you can also contact:
Kentucky USDA Rural Development State OfficeFeatured Property from USDA Loan Eligible Regions of Kentucky
771 Corporate Drive, Suite 200
Lexington, KY 40503
859-224-7300
State Director's Office -- 859-224-7300
Business-Cooperative Programs -- 859-224-7435
Community Facilities -- 859-224-7336
Multi-Family Housing -- 859-224-7357
Single-Family Housing -- 859-224-7322
Public Affairs -- 859-224-7695
