USDA loan eligible properties in Floyd County, KY 
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* cities most likely to have USDA loan eligible properties for sale.
*Allen • Alvin • Amba • Arkansas • *Auxier • Banner • Bays Branch • Beaver • *Betsy Layne • Blue Moon • Blue River • Bonanza • Brainard • Buckingham • Bull Creek • Burton • Colliver • Craynor • Dana • David • Dema • Dotson • Drift • *Dwale • East McDowell • Eastern • Emma • Endicott • Estill • Galveston • Garrett • Glo • Goodloe • Grethel • Halo • Harold • Hi Hat • Hippo • Hite • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Honaker • Hunter • Ivel • Jacks Creek • Justell • Lackey • Lancer • Langley • Ligon • *Martin • *Maytown • *McDowell • Melvin • Midas • Minnie • Northern • Orkney • Osborn • *Prestonsburg • Price • Printer • Pyramid • Risner • Sloan • Stanville • Teaberry • Thomas • Tram • Warco • Watergap • *Wayland • Weeksbury • Welco Station • West Garrett • *Wheelwright • Wonder
browse list of realtors working in Floyd CountyThere are 151 USDA backed residential loans in Floyd county with an average loan balance of $95,733. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $102,117. On average the rural home size purchased with this loan was approximately 1,508 SqFt. Floyd county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Floyd County is roughly 1,023 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Floyd County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Floyd County.
View the detailed USDA boundaries and read about general conditions of
Floyd County, Kentucky
.Floyd County, located in the great state of Kentucky, was formed on December 13, 1799, and named after Colonel John Floyd, a well-known surveyor, and military officer who fought in the American Revolutionary War. The county, which is a part of the Appalachian region and eastern coalfield region of Kentucky, serves as proud evidence of the rich historical and cultural heritage of the area.
In the early days, Floyd County was a part of the frontier territories and experienced considerable challenges, including conflicts with Native Americans and the rough terrain. Settlers, primarily of Scottish, Irish, and English descent, thrived over time by utilizing the region's fertile land for agriculture and taking advantage of opportunities brought by the discovery of coal in the late 19th century.
The mining industry, despite its environmental and social drawbacks, played a significant role in the development of the county's economy, infrastructure, and population growth. The early 20th century saw the emergence of several coal mining companies that led to the construction of railroads and an influx of laborers.
One fun fact about Floyd County is that it is home to the "Mountain Arts Center," a renowned performing arts and cultural center in eastern Kentucky. This venue hosts a variety of musical shows, including the popular "Kentucky Opry," which showcases local talents blending traditional bluegrass, gospel, and country music-a true testament to the county's vibrant cultural scene.
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