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There are 38 USDA backed residential loans in Letcher county with an average loan balance of $79,940. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $85,541. On average the rural home size purchased with this loan was approximately 1,408 SqFt. Letcher county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Letcher County is roughly 878 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Letcher County is 8. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Letcher County, KY
* cities most likely to have USDA loan eligible properties for sale.
Adamson • Banks • Beefhide • Bellcraft • *Blackey • Carbon Glow • Carcassonne • Colson • Cromona • Crown • Day • Deane • Defeated Creek • Democrat • Dongola • Eolia • Ermine • Farraday • *FlemingNeon • Flint • Gilley • Gordon • Hallie • Haymond • Ice • Isom • *Jenkins • Jeremiah • Kings Creek • Kona • Letcher • Linefork • Lucastown • Marlowe • *Mayking • *McRoberts • *Millstone • Oscaloosa • Oven Fork • Partridge • *Payne Gap • Polly • Potters Fork • Roxana • Sackett • Seco • Sergent • Skyline • Southdown • Thornton • Tillie • Tolliver Town • Ulvah • Van • Whitaker • Whitco • *Whitesburg
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Letcher County.
Letcher County is located in the southeastern region of the great state of Kentucky. Established on March 23, 1842, it was carved out of portions of Perry and Harlan Counties. The county was named in honor of Kentucky's 15th Governor, Robert P. Letcher. Spanning an area of 339 square miles, Letcher County is home to approximately 23,000 residents.
During the late 19th and early 20th centuries, the county experienced rapid industrial development due to the growth of the coal mining industry. Multiple railroad lines, including the Louisville & Nashville Railroad, were built in the area, providing transportation for the booming coal industry. Despite the challenges faced by mining over the last century, coal production remains a significant contributor to Letcher County's economy.
One interesting fact about Letcher County is that it is home to over a hundred miles of beautiful trails and scenic views, including the Pine Mountain Trail State Park. The Pine Mountain Trail offers visitors a mix of natural beauty, history, and biodiversity, making it a popular outdoor recreation destination in the region.