Find USDA Eligible Properties in Madison County

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Realtors in Madison browse list of realtors working in Madison County
Madison county has 8 realtors ready to help with your search!

April Featured Agents
Jason Smith   from Keller Williams Legacy Group
Tammy Miller   from Weichert, Realtors - Ford Brothers
Ken Snyder   from Ken Snyder Realty
Ken Ritter   from Coldwell Banker McMAHAN
Carlos Elliott   from Lifstyl Real Estate
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Looking to buy in Madison County, Kentucky?

There are 1,087 USDA backed residential loans in Madison county with an average loan balance of $121,709. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $122,445. On average the rural home size purchased with this loan was approximately 1,444 SqFt. Madison county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Madison County is roughly 1,146 square kilometers. USDA defined regions of rural loan ineligibility in Madison cover 130 square kilometers of the county. Approximately 11.3% of Madison County is ineligible for traditional USDA home loans. The influence score for Madison County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Madison County, KY   Madison QR code
* cities most likely to have USDA loan eligible properties for sale.

Baldwin   •   *Berea   •   Bighill   •   Boonesborough   •   Brassfield   •   Buggytown   •   Bybee   •   Caleast   •   College Hill   •   Cottonburg   •   Crow Valley   •   Cuzick   •   Doylesville   •   Dreyfus   •   Duluth   •   Duncanon   •   Edenton   •   Farristown   •   Happy Landing   •   Hillcrest   •   Kingston   •   Kirksville   •   Million   •   Moberly   •   Newby   •   Panola   •   Peytontown   •   Redhouse   •   Reeds Crossing   •   Richmond   •   Round Hill   •   Ruthton   •   Silver Creek   •   Slate Lick   •   Speedwell   •   Terrill   •   Union City   •   Valley View   •   Waco   •   Wallaceton   •   Whites

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Madison County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Madison County, Kentucky
USDA Boundary Details

Madison County is located in the heart of the great state of Kentucky and is named in honor of the fourth President of the United States, James Madison. Established on December 14, 1785, it was among the first few handful of counties formed in Kentucky just after it became the 15th state to join the Union in 1792. Madison County is part of the Bluegrass Region, which is characterized by its fertile soil and prevalent limestone deposits.

The county seat, Richmond, was founded in 1798 by Colonel John Miller, a Revolutionary War soldier. The county has a rich history spanning back to its early Native American settlements, especially due to the presence of Fort Boonesborough, which was established by the famous American pioneer, Daniel Boone. The fort and its surrounding settlement played a significant role in the colonization and development of the western frontier during the late 18th century.

A fun fact about Madison County is that it is home to Eastern Kentucky University, a public institution established in 1906. The university not only contributes to the county's cultural and educational significance but also plays an essential role in the area's economy. Another unique attraction in the region is the White Hall State Historic Site, the home of Cassius Marcellus Clay, a prominent abolitionist and friend to President Abraham Lincoln. The historic site serves as a reminder of the county's rich heritage and the pivotal role it played during the era of American history when the country grappled with the topic of slavery.

Featured Cities of Kentucky
Wallaceton Valley_View
Featured Properties from USDA Loan Eligible Regions of Madison County
103 Stone Ridge Ct
Richmond, KY

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1041 College Hill Rd
Waco, KY

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107 Lee Dr
Richmond, KY

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1791 Poosey Ridge Rd
Richmond, KY

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