Find USDA Eligible Properties in Madison County


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There are 1,087 USDA backed residential loans in Madison county with an average loan balance of $121,709. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $122,445. On average the rural home size purchased with this loan was approximately 1,444 SqFt. Madison county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Madison County is roughly 1,146 square kilometers. USDA defined regions of rural loan ineligibility in Madison cover 130 square kilometers of the county. Approximately 11.3% of Madison County is ineligible for traditional USDA home loans. The influence score for Madison County is 2. See the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Madison County, KY   Madison QR code
* cities most likely to have USDA loan eligible properties for sale.

Baldwin   •   *Berea   •   Bighill   •   Boonesborough   •   Brassfield   •   Buggytown   •   Bybee   •   Caleast   •   College Hill   •   Cottonburg   •   Crow Valley   •   Cuzick   •   Doylesville   •   Dreyfus   •   Duluth   •   Duncanon   •   Edenton   •   Farristown   •   Happy Landing   •   Hillcrest   •   Kingston   •   Kirksville   •   Million   •   Moberly   •   Newby   •   Panola   •   Peytontown   •   Redhouse   •   Reeds Crossing   •   Richmond   •   Round Hill   •   Ruthton   •   Silver Creek   •   Slate Lick   •   Speedwell   •   Terrill   •   Union City   •   Valley View   •   Waco   •   Wallaceton   •   Whites

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Madison County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Madison County, Kentucky
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Madison County
328 Waco Heights Dr
Richmond, KY

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168 Bridgestone Dr
Berea, KY

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116 Hickory Lick Rd
Richmond, KY

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100 Brown Ct # 1-4
Berea, KY

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