Find USDA Eligible Properties in Mercer County

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There are 245 USDA backed residential loans in Mercer county with an average loan balance of $102,524. Over 72% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $104,794. On average the rural home size purchased with this loan was approximately 1,419 SqFt. Mercer county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Mercer County is roughly 655 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Mercer County is 6. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Mercer County, KY   Mercer QR code
* cities most likely to have USDA loan eligible properties for sale.

Bohon   •   Bondville   •   Braxton   •   *Burgin   •   Bushtown   •   Cornishville   •   Deep Creek   •   Dixville   •   Dugansville   •   Duncan   •   *Harrodsburg   •   Kirkwood   •   Mayo   •   McAfee   •   Nevada   •   Oregon   •   Riverview Estates   •   *Salvisa   •   Stewart   •   Talmage   •   Terrapin   •   Vanarsdell

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Mercer County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Mercer County, Kentucky
USDA Boundary Details

Featured Properties from USDA Loan Eligible Regions of Mercer County
435 Tabler Ave
Harrodsburg, KY

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127 E Poplar St
Harrodsburg, KY

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