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USDA Eligibility Boundaries for Mercer, Kentucky 
There are no geographical USDA loan restrictions in this county. 100% of Mercer County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Mercer county is rated a 3. The average temperature during the month of June is 75.4℉ and the average temperature in January is 33.8℉. The typical humidity of this area is approximately 63% and the area covered by water is 0.87%. The overall influence score for Mercer is 6.
The map below displays geographic boundaries of Mercer, Kentucky with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Mercer County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Kentucky.
Mercer County is located in the Bluegrass region of Kentucky and has a population of over 21,000. The county is predominantly rural, with most of its population living in small towns and unincorporated communities. The median household income is $45,000, and the median home value is $115,000.
The county's population is fairly diverse, with a mix of white, African American, Hispanic/Latino, Asian, and Native American residents. The majority of people in Mercer County are employed in agriculture, manufacturing, or retail.
Living conditions in Mercer County vary depending on location and income level. Most residents live in single-family homes or apartments. Public transportation is limited to a few bus routes that run between Harrodsburg and Danville.
The quality of life in Mercer County is generally good. Residents enjoy access to numerous parks and outdoor recreational activities including fishing and hiking. There are also plenty of local shops and restaurants for visitors to explore. The county also has a number of cultural attractions such as the Harrodsburg Historical Museum and the Mercer County Public Library.
Mercer, Kentucky
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Kentucky USDA program details you can also contact:
Kentucky USDA Rural Development State OfficeFeatured Property from USDA Loan Eligible Regions of Kentucky
771 Corporate Drive, Suite 200
Lexington, KY 40503
859-224-7300
State Director's Office -- 859-224-7300
Business-Cooperative Programs -- 859-224-7435
Community Facilities -- 859-224-7336
Multi-Family Housing -- 859-224-7357
Single-Family Housing -- 859-224-7322
Public Affairs -- 859-224-7695
