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USDA Eligibility Boundaries for Nicholas, Kentucky 
There are no geographical USDA loan restrictions in this county. 100% of Nicholas County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Nicholas county is rated a 3. The average temperature during the month of June is 76.2℉ and the average temperature in January is 32.9℉. The typical humidity of this area is approximately 63% and the area covered by water is 0.12%. The overall influence score for Nicholas is 6.
The map below displays geographic boundaries of Nicholas, Kentucky with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Nicholas County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Kentucky.
Nicholas County is located in northeastern Kentucky and has a population of 8,585 people, according to the 2020 U.S. Census. The median household income is $35,093, which is lower than the national average of $60,293. The median age in Nicholas County is 43.7 years old, with a gender split of 49.5% male and 50.5% female.
The living conditions in Nicholas County are generally rural and agricultural. The area consists mostly of small towns and villages, with a few larger cities such as Carlisle and Maysville. The county has a low unemployment rate at 3.7%, but poverty levels are high at 22%.
The quality of life in Nicholas County is generally good for those who can afford it, but can be difficult for those living in poverty due to limited access to health care and other essential services. The county offers a variety of outdoor activities such as fishing, camping, hiking, and hunting, as well as cultural attractions like museums and historic sites.
Nicholas, Kentucky
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Kentucky USDA program details you can also contact:
Kentucky USDA Rural Development State OfficeFeatured Property from USDA Loan Eligible Regions of Kentucky
771 Corporate Drive, Suite 200
Lexington, KY 40503
859-224-7300
State Director's Office -- 859-224-7300
Business-Cooperative Programs -- 859-224-7435
Community Facilities -- 859-224-7336
Multi-Family Housing -- 859-224-7357
Single-Family Housing -- 859-224-7322
Public Affairs -- 859-224-7695
