USDA Eligibility Boundaries for Owsley, Kentucky Owsley QR code


State Welcome Sign  OwsleyCounty Seal
There are no geographical USDA loan restrictions in this county. 100% of Owsley County is eligible for rural development USDA home loans.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Owsley county is rated a 3. The average temperature during the month of June is 75.5℉ and the average temperature in January is 36.0℉. The typical humidity of this area is approximately 66% and the area covered by water is 0.0%. The overall influence score for Owsley is 9.

The map below displays geographic boundaries of Owsley, Kentucky with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Jackson is 28 kilometers to the west, Lee is 19 kilometers to the north and Clay is 28 kilometers to the south.

Select from the above list of cities in Owsley County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Kentucky.


County level USDA loan eligibility boundaries for Owsley, Kentucky



Owsley County, Kentucky is located in the Appalachian Mountains of Eastern Kentucky. It is one of the poorest counties in the United States, with a median household income of $22,738. The population is predominantly white (97%), with a small minority of African Americans (2%) and Native Americans (1%). The poverty rate is over 40%, and unemployment is high.

Living conditions in Owsley County are difficult due to the lack of economic opportunities. Many residents live without access to basic amenities such as running water and electricity. The housing stock is also limited, with many homes in need of repair or redevelopment.

The quality of life in Owsley County is low, as there are few recreational activities available and limited access to healthcare. Educational opportunities are also limited, as there are few schools and no post-secondary educational institutions. Despite these challenges, many residents are resilient and determined to make the best of their situation.


Owsley, Kentucky
Rural homes in Owsley, Kentucky
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Kentucky USDA program details you can also contact:
Kentucky USDA Rural Development State Office
771 Corporate Drive, Suite 200
Lexington, KY 40503
859-224-7300

State Director's Office -- 859-224-7300
Business-Cooperative Programs -- 859-224-7435
Community Facilities -- 859-224-7336
Multi-Family Housing -- 859-224-7357
Single-Family Housing -- 859-224-7322
Public Affairs -- 859-224-7695
Featured Property from USDA Loan Eligible Regions of Kentucky
State Welcome Sign