USDA Geographic Eligiblty Boundaries for Kentucky

By area about 3.8% of Kentucky is ineligible for rural development USDA home loans.

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Regions of Kentucky highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
Kentucky USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for Kentucky

Kentucky USDA loan eligibility boundaries

Use the search form to find your favorite counties, cities and zip codes in Kentucky.


Benefits of Rural Life in Kentucky:

Living in rural Kentucky offers a wide range of benefits, from enjoying the peace and quiet of small-town life to taking advantage of its many outdoor recreational opportunities. Kentucky's rural areas are filled with natural beauty, from rolling hills to lush forests, as well as a variety of cultural and historical attractions. Residents of rural Kentucky also enjoy access to excellent schools, healthcare, and other amenities.

General Rural Housing Conditions in Kentucky:

Rural housing conditions in Kentucky vary depending on the location and specific needs of the area. In general, rural homes in Kentucky tend to be older and less expensive than those in urban areas. Many homes are small and may not be updated, but they often come with large yards and lots of space for outdoor activities.

Financing Options for Purchasing Homes in Rural Areas of Kentucky:

Financing for purchasing a home in rural areas of Kentucky may be available through a variety of sources, including government-backed loans from the Federal Housing Administration, the U.S. Department of Agriculture, and the U.S. Department of Veterans Affairs. Local banks and credit unions may also provide loans and mortgages for rural home purchases. Additionally, some areas of Kentucky offer special financing programs for rural home buyers.


Rural Living in Kentucky
Rural landscape in Kentucky
Direct Kentucky USDA Program Administration Contact Information
Kentucky USDA Rural Development State Office
771 Corporate Drive, Suite 200
Lexington, KY 40503
859-224-7300

State Director's Office -- 859-224-7300
Business-Cooperative Programs -- 859-224-7435
Community Facilities -- 859-224-7336
Multi-Family Housing -- 859-224-7357
Single-Family Housing -- 859-224-7322
Public Affairs -- 859-224-7695
Featured Property from USDA Loan Eligible Regions of Kentucky
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