Find USDA Eligible Property in Kentucky
Discover properties within a Kentucky county.
Use the search form to research specific cities and postal codes.
Click on the map below to see USDA eligible properties by county.
There are 120 Counties in Kentucky 
Adair • Allen • Anderson • Ballard • Barren • Bath • Bell • Boone • Bourbon • Boyd • Boyle • Bracken • Breathitt • Breckinridge • Bullitt • Butler • Caldwell • Calloway • Campbell • Carlisle • Carroll • Carter • Casey • Christian • Clark • Clay • Clinton • Crittenden • Cumberland • Daviess • Edmonson • Elliott • Estill • Fayette • Fleming • Floyd • Franklin • Fulton • Gallatin • Garrard • Grant • Graves • Grayson • Green • Greenup • Hancock • Hardin • Harlan • Harrison • Hart • Henderson • Henry • Hickman • Hopkins • Jackson • Jefferson • Jessamine • Johnson • Kenton • Knott • Knox • • •
The USDA 502 Guaranteed Loan Program helps eligible homebuyers in rural areas purchase homes with no down payment required. Backed by the U.S. Department of Agriculture, it offers:
• 0% down payment
• Flexible credit requirements
• Lower mortgage insurance costs
You’ll work with approved lenders, and the USDA guarantees the loan-making homeownership more affordable.
Take the First Step Toward 0% Down Financing
• Larue • Laurel • Lawrence • Lee • Leslie • Letcher • Lewis • Lincoln • Livingston • Logan • Lyon • Madison • Magoffin • Marion • Marshall • Martin • Mason • McCracken • McCreary • McLean • Meade • Menifee • Mercer • Metcalfe • Monroe • Montgomery • Morgan • Muhlenberg • Nelson • Nicholas • Ohio • Oldham • Owen • Owsley • Pendleton • Perry • Pike • Powell • Pulaski • Robertson • Rockcastle • Rowan • Russell • Scott • Shelby • Simpson • Spencer • Taylor • Todd • Trigg • Trimble • Union • Warren • Washington • Wayne • Webster • Whitley • Wolfe • Woodford
Featured Properties from USDA Loan Eligible Regions of Kentucky
Are you looking to buy in a rural area of Kentucky?
There are 27,206 USDA backed residential loans in Kentucky with an average loan balance of $98,997. Over 77% of the loans went to help first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $101,773. On average the rural home size purchased with this loan was approximately 1,430 square feet.
The size of Kentucky is roughly 104,656 square kilometers. USDA defined regions of rural loan ineligibility in Kentucky covers about 3,957 square kilometers of the state. That means only 3.78% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties above or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Kentucky include Bardstown, Brandenburg, Versailles, and Lancaster.
States bordering Kentucky include Illinois, Indiana, Missouri, Ohio, Tennessee, Virginia and West Virginia.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find rural development eligible properties throughout the state of Kentucky.
Kentucky was admitted into the United States on June 1st, 1792 where the state capitol today resides in Frankfort.
The official Kentucky motto is "United We Stand, Divided We Fall." This phrase is attributed to the 1768 work, The Liberty Song, by John Dickinson. The phrase was later adopted as a motto by many states in the United States, including Kentucky in 1792. The phrase is meant to be a call to unity and strength in the face of adversity. It is a reminder that if a people, a nation, or a state is divided and not working together, they will ultimately fail.
Learn about the birds, bugs, flowers, fish and coins of Kentucky!
State Fish: Kentucky spotted bass (Micropterus punctulatus)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
Kentucky USDA Rural Development State Office
771 Corporate Drive, Suite 200
Lexington, KY 40503
859-224-7300
State Director's Office -- 859-224-7300
Business-Cooperative Programs -- 859-224-7435
Community Facilities -- 859-224-7336
Multi-Family Housing -- 859-224-7357
Single-Family Housing -- 859-224-7322
Public Affairs -- 859-224-7695
Featured USDA loan eligible cities
Contact a local expert to help you find your wonderful rural home in Kentucky this Autumn.
