Find USDA Eligible Properties in Barnstable County

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Looking to buy in Barnstable County, Massachusetts?


There are 666 USDA backed residential loans in Barnstable county with an average loan balance of $224,091. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $233,965. On average the rural home size purchased with this loan was approximately 1,257 SqFt. Alternate income limits exist to determine loan eligibility in Barnstable county. For a household of upto 4 people the income limit is $111,100. For a household of between 5 and 8 people the income limit increases to $146,650.

The size of Barnstable County is roughly 1,177 square kilometers. USDA defined regions of rural loan ineligibility in Barnstable cover 181 square kilometers of the county. Approximately 15.4% of Barnstable County is ineligible for traditional USDA home loans. The influence score for Barnstable County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Barnstable County, MA   Barnstable QR code
* cities most likely to have USDA loan eligible properties for sale.

Acapesket   •   Amrita   •   Barlows Landing   •   Barnstable   •   Barnstable Town   •   Bass River   •   Beach Point   •   *Bourne   •   Bournedale   •   *Brewster   •   *Buzzards Bay   •   Cahoon Hollow   •   Camp Burgess   •   Camp Edwards   •   Campground Landing   •   Cataumet   •   Cataumet Station   •   Chappaquoit   •   *Chatham   •   Chatham Port   •   Cobbs Village   •   Colonial Acres   •   Cooks Brook Beach   •   Cotuit Highlands   •   Craigville   •   Craigville Beach   •   Cummaquid   •   Davisville   •   *Dennis   •   *Dennis Port   •   East Brewster   •   *East Dennis   •   *East Falmouth   •   *East Harwich   •   East Orleans   •   *East Sandwich   •   *Eastham   •   Englewood   •   *Falmouth   •   Falmouth Heights   •   Farmersville   •   First Encounter Beach   •   *Forestdale   •   Fresh Brook   •   Gray Gables   •   *Harwich   •   *Harwich Center   •   *Harwich Port   •   Hatchville   •   Hyannis Park   •   Hyannis Port   •   Kingdom Hall   •   Kingsbury Beach   •   Mara Vista   •   *Mashpee   •   *Mashpee Neck   •   Maushop Village   •   Mayflower Heights   •   Mayo Beach   •   Megansett   •   Menauhant   •   *Monomoscoy Island   •   *Monument Beach   •   Namskaket   •   Nauset Heights   •   *New Seabury   •   Newcomb Hollow   •   Newtown   •   North Chatham   •   North Dennis   •   *North Eastham   •   *North Falmouth   •   North Falmouth Station   •   North Harwich• • •

What is a USDA Loan?
The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward $0 Down Financing

 

  •   North Pocasset   •   North Truro   •   *Northwest Harwich   •   Old Harbor   •   Old Quaker Meetinghouse   •   Old Silver Beach   •   *Orleans   •   Oyster Harbors   •   Patuisset   •   Pilgrim Heights   •   Pleasant Lake   •   Plowed Neck   •   *Pocasset   •   Pocasset Station   •   Pond Village   •   Pondsville   •   *Popponesset   •   Popponesset Beach   •   *Popponesset Island   •   *Provincetown   •   Quissett   •   Quitnesset   •   Racing Beach   •   Rock Harbor   •   Rock Landing   •   Saconesset Hills   •   *Sagamore   •   Sagamore Beach   •   Sagamore Highlands   •   *Sandwich   •   Santuit   •   Scorton Shores   •   *Seabrook   •   *Seconsett Island   •   Shooters Island   •   Silver Beach   •   Sippewisset   •   Smalltown   •   South Brewster   •   South Chatham   •   *South Dennis   •   South Harwich   •   South Mashpee   •   South Orleans   •   South Pocasset   •   South Truro   •   South Wellfleet   •   *South Yarmouth   •   Sunken Meadow Beach   •   Tahanto Beach   •   *Teaticket   •   The Springs   •   Thumpertown Beach   •   Tonset   •   *Truro   •   Wakeby   •   Waquoit Village   •   Weeset   •   *Wellfleet   •   Wellfleet by the Sea   •   West Brewster   •   *West Chatham   •   *West Dennis   •   *West Falmouth   •   West Harwich   •   West Hyannisport   •   *West Yarmouth   •   Wianno   •   Wood End   •   *Woods Hole   •   *Yarmouth   •   *Yarmouth Port

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Barnstable County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Barnstable County, Massachusetts
USDA Boundary Details
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Barnstable County is located on Cape Cod in the southeastern part of Massachusetts. Established in 1685, it was named after Barnstaple, a town in Devon, England. The county covered the entirety of Cape Cod until 1818 when Martha's Vineyard and Nantucket were moved to Dukes County.

Barnstable County has a rich history that includes early Native American settlements, European colonization, and the development of the maritime industry. Before European colonization, the area was inhabited by the Wampanoag tribe. In 1620, the Pilgrims arrived at the nearby Plymouth Colony, and within decades, European settlers began to expand into the Cape Cod area.

During the 18th and 19th centuries, Barnstable County was known for its fishing, whaling, and shipping industries. The region was a major center for shipbuilding and commerce, with many Cape Cod captains becoming successful merchants and sea captains. This period of prosperity led to the construction of many historic homes in the county.

Today, Barnstable County is a popular tourist destination renowned for its beautiful beaches, quaint villages, and rich cultural heritage. One fun fact about Barnstable County is that it is home to the world-renowned Cape Cod Potato Chips, which first started in Hyannis, one of the seven villages of Barnstable, in 1980. The facility still operates in Hyannis and offers free tours to visitors where they can watch the chips being made and learn about the company's history.


Featured Cities of Massachusetts
Newcomb_Hollow North_Pocasset
Featured Properties from USDA Loan Eligible Regions of Barnstable County
343 Route 28 Unit 232
West Yarmouth, MA

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110 Dillingham Ave Unit 211U
Falmouth, MA

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N Falmouth Hwy
North Falmouth, MA

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Realtors in Barnstable browse list of realtors working in Barnstable County
Barnstable county has 1 usdaproperties.com realtor ready to help with your search!
February 2025 Featured Agent
Sandy Milano   from   Remax Coastal Properties

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