USDA Geographic Eligiblty Boundaries for Massachusetts

By area about 23.9% of Massachusetts is ineligible for rural development USDA home loans.


Regions of Massachusetts highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.

New 2024 USDA Loan Boundaries for Massachusetts

Use the search form to find your favorite counties, cities and zip codes in Massachusetts.

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Benefits of Rural Life in Massachusetts:

1. Rural life in Massachusetts offers a variety of recreational opportunities including hiking, biking, fishing, hunting, and skiing. The area also provides a quiet, peaceful atmosphere for those looking to escape the hustle and bustle of city life.

2. The cost of living in rural areas of Massachusetts is typically lower than in urban areas. This can be beneficial for those who are looking to save money but still enjoy the amenities of a larger city.

3. The rural areas of Massachusetts are filled with natural beauty. From rolling hills to lush forests, there are plenty of scenic views to be enjoyed throughout the state.

General Rural Housing Conditions in Massachusetts:

1. The housing market in rural areas of Massachusetts is typically more affordable than in urban areas. Homes in these areas tend to be older and smaller and may require some repairs or upgrades.

2. Many rural homes in Massachusetts are located on large lots, providing plenty of space for outdoor activities.

3. The rural areas of Massachusetts tend to have less crime than urban areas, providing a safe environment for families.

Financing Options for Purchasing Homes in Rural Areas of Massachusetts:

1. The USDA Rural Development Mortgage program provides financing for rural homebuyers in Massachusetts. This program offers low-interest mortgages with no down payment, flexible credit requirements, and low closing costs.

2. The Massachusetts Housing Finance Agency (MassHFA) offers several loan programs for homebuyers who are purchasing in rural areas of the state. These programs provide low-interest loans for first-time homebuyers and those who are purchasing in targeted areas.

3. The Massachusetts Department of Housing and Community Development (DHCD) offers a variety of programs to assist rural homebuyers. These programs provide down payment assistance, closing cost assistance, and other financial assistance to qualified homebuyers.

Rural Living in Massachusetts

Direct Massachusetts USDA Program Administration Contact Information

The Massachusetts State Office, located in Amherst, MA, administers activity in Massachusetts, Connecticut, and Rhode Island. Massachusetts area offices are located in Hadley, Holden and West Wareham. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

Featured Property from USDA Loan Eligible Regions of Massachusetts