Find USDA Eligible Properties in Allegany County


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There are 746 USDA backed residential loans in Allegany county with an average loan balance of $103,916. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $106,820. On average the rural home size purchased with this loan was approximately 1,331 SqFt. Alternate income limits exist to determine loan eligibility in Allegany county. For a household of upto 4 people the income limit is $101,900. For a household of between 5 and 8 people the income limit increases to $134,500.

The size of Allegany County is roughly 1,113 square kilometers. USDA defined regions of rural loan ineligibility in Allegany cover 31 square kilometers of the county. Approximately 2.9% of Allegany County is ineligible for traditional USDA home loans. The influence score for Allegany County is 2. Look below for the interactive county level map illustration below for more details.


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Start your search for USDA loan eligible properties in the cities of Allegany County, MD   Allegany QR code
* cities most likely to have USDA loan eligible properties for sale.

Allegany Grove   •   Amcelle   •   *Barrelville   •   *Barton   •   Bellegrove   •   *Bier   •   Black Oak   •   Borden Shaft   •   *Bowling Green   •   *Bowmans Addition   •   Brady   •   *Carlos   •   Cedar Cliff   •   *Clarysville   •   *Corriganville   •   *Cresaptown   •   Cumberland   •   *Danville   •   *Dawson   •   *Detmold   •   Dickens   •   Dogwood Flats   •   *Eckhart Mines   •   *Ellerslie   •   Evitts Creek   •   *Flintstone   •   *Franklin   •   *Frostburg   •   Gannon   •   Georges Creek   •   *Gilmore   •   Gilpin   •   *Grahamtown   •   Green Ridge   •   Hazen   •   Hoffman   •   Horseshoe Curve   •   Keifers   •   *Klondike   •   *La Vale   •   Lap   •   *Little Orleans   •   Loarville   •   *Lonaconing   •   Lowndes   •   *Luke   •   *McCoole   •   McKenzie   •   *Midland   •   *Midlothian   •   Miller   •   Montel   •   Morantown   •   *Moscow   •   *Mount Savage   •   Narrows Park   •   *National   •   *Nikep   •   North Branch   •   Ocean   •   *Oldtown   •   Piney Grove   •   Pinto   •   *Pleasant Grove   •   Pleasant Valley   •   *Potomac Park   •   Pratt   •   Pumpkin Center   •   *Rawlings   •   Reynolds   •   Roberts   •   Rush   •   *Shaft   •   Sixmile House   •   *Spring Gap   •   Town Creek   •   Triple Lakes   •   Twiggtown   •   *Vale Summit   •   *Westernport   •   Winchester   •   Wolfe Mill   •   *Woodland   •   Wrights Crossing   •   Yonkers   •   *Zihlman

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Allegany County.

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Allegany County, Maryland
USDA Boundary Details
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Allegany County, located in the western part of Maryland, was established on December 25, 1789, from parts of Washington County. It is situated in the Appalachian Mountains and primarily functions as a coal-producing area. The county was named after the Allegany River, which in turn was named after the Lenape word "oolikhanna," meaning "beautiful stream." Cumberland, the county seat, was founded in 1787 and grew at a rapid pace in the 19th century due to its strategic location on transportation routes.

The history of Allegany County is steeped in the industrial boom of 19th-century America. The National Road, later known as the Cumberland Road, was completed in 1818, connecting Cumberland to the rest of the United States. This road, along with the Chesapeake and Ohio Canal (1842) and the Baltimore & Ohio Railroad (1842), spurred economic growth in the region. Industries such as coal mining, iron production, and glass manufacturing flourished throughout the 19th and early 20th centuries.

During the Civil War, Allegany County played a significant role due to its strategic location. It was the site of two key railroad junctions and was frequented by both Union and Confederate troops. Cumberland even served as a military headquarters for a period during the war.

Today, Allegany County has shifted away from its industrial roots, focusing more on education, services, and outdoor recreation. The city of Frostburg is a noteworthy college town, home to the Frostburg State University.

Fun Fact: Allegany County is home to the longest pedestrian footbridge in the world made entirely of wood. The bridge, named the "Cumberland Narrows," spans a length of 432 feet (131.7 meters) across Wills Creek in Cumberland.


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