USDA Eligibility Boundaries for Baltimore, Maryland Baltimore QR code


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32.1% of Baltimore County is eligible for a USDA home loan.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Baltimore county is rated a 3. The average temperature during the month of June is 79.4℉ and the average temperature in January is 36.1℉. The typical humidity of this area is approximately 65% and the area covered by water is 12.24%. The overall influence score for Baltimore is 1.

The map below displays geographic boundaries of Baltimore, Maryland with a blue border. Regions of Maryland that are highlighted in red are not eligible for USDA backed home loan programs in the state of Maryland. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Carroll is 36 kilometers to the west, Harford is 29 kilometers to the north east and Howard is 33 kilometers to the south west.

Select from the above list of cities in Baltimore County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Maryland.


County level USDA loan eligibility boundaries for Baltimore, Maryland



Baltimore County is located in the northern part of Maryland, just outside of Baltimore City. According to the U.S. Census Bureau, Baltimore County has a population of 831,128 people as of 2020. The median age is 39.2 years, and the gender makeup is roughly 49% male and 51% female.

The county is ethnically diverse, with White (58.1%), Black or African American (29.2%), Asian (7.3%), and Hispanic or Latino (7.2%) being the largest racial/ethnic groups. There are also significant Native American and Pacific Islander populations in Baltimore County.

The median household income in Baltimore County is $80,832, and the poverty rate is 7.9%. The unemployment rate is lower than the national average at 3.7%.

The cost of living in Baltimore County is relatively high compared to other areas of Maryland; housing costs are particularly high, with a median home value of $284,000 and a median rent of $1,541 per month. However, there are still many affordable housing options available for those who need it.

Overall, Baltimore County offers a variety of living conditions for people from diverse backgrounds and income levels. Although the cost of living may be high for some, there are still plenty of opportunities for work and recreation in this vibrant area of Maryland.


Baltimore, Maryland
Rural homes in Baltimore, Maryland
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Maryland USDA program details you can also contact:
All USDA Rural Development offices located in Maryland are currently in remote status Monday through Friday from 8 a.m. to 4:30 p.m. Appointments may be scheduled through various points of contact and with authorization from the State Director.

Maryland State Office
1221 College Park Drive, Suite 200 Dover, DE 19904
Main Line: (302) 857-3580 / Fax: (855) 389-2236
Featured Property from USDA Loan Eligible Regions of Maryland
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17912 Merino Dr
Accokeek, MD

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