


USDA loan eligible properties in Montgomery County, MD 

Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
Allanwood • Alta Vista • Alta Vista Terrace • Arcola • Ashburton • Ashleigh • Ashton • AshtonSandy Spring • Aspen Hill • Aspen Hill Park • Aspen Knolls • Avery • Bannockburn • Bannockburn Estates • Bannockburn Heights • *Barnesville • Battery Park • Beallsville • Bel Pre Farms • Bells Mill • Bethesda • Beverly Farms • Big Pines • Blackrock Mill • Blocktown • Bootjack • Boyds • Bradley Farms • Bradley Hills • Bradley Hills Grove • Bradley Woods • Bradmoor • Brighton • Brink • Brinklow • Brookdale • Brookeville • Brookmont • Brookside Forest • Brown • Browningsville • Brownstown • Bucklodge • Burdette • Burning Tree Estates • Burnt Mills • Burnt Mills Hills • Burnt Mills Knolls • Burnt Mills Manor • Burnt Mills Village • Burtonsville • Byeforde • Cabin John • Cabin John Park • Calverton • Capitol View Park • Carderock • Carderock Springs • Carole Acres • Carroll Knolls • Cedar Grove • Cedar Heights • Charred Oak Estates • Chestnut Hills • Chestnut Ridge • Chevy Chase • Chevy Chase Lake • Chevy Chase Manor • Chevy Chase Section Five • Chevy Chase Section Three • Chevy Chase Terrace • Chevy Chase View • Chevy Chase Village • Claggettsville • Clarksburg • Claysville • Clifton Park Village • Clopper • Cloverly • Cohasset • Colesville • Colesville Manor • Colesville Park • Columbia Forest • Comus • Congressional Manor • Connecticut Avenue Estates • Connecticut Avenue Hills • Connecticut Avenue Park • Connecticut Gardens • Cresthaven • Crestview • Cropley • Damascus • Darnestown • Dawsonville • Deerfield • Derwood • Dickerson • Drumeldra Hills • Drummond • Dunlops Hills • East Springbrook • Edgemoor • Ednor • Elmer • English Manor • English Village • Etchison • Fairknoll • Fairland • Fairland Heights • Fairview Estates • Fairway Hills • Fawsett Farms • Fernwood • Forest Estates • Forest Glen • Forest Glen Park • Four Corners • Fox Hills • Foxhall • Franklin Knolls • Franklin Park • Friendship Heights Village • Gaithersburg • Garrett Park • Garrett Park Estates • Gayfields • Georgetown Village • Georgian Forest • Germantown • Glemont Forest • Glen • Glen Cove • Glen Echo • Glen Echo Heights • Glen Hills • Glen Mar Park • Glenallen • Glenbrook • Glenbrook Knoll • Glenmont • Glenmont Hills • Glenmont Village • Glenview • Good Hope • Goodacre Knolls • Goshen • Great Falls • Green Acres • Green Tree Manor • Green Wood Knolls • Greenwich Forest • Grey Estates • Halpine Village • Harmony Hills • Hermitage Park • Highland View • Hillandale • Hillandale Heights • Hillmead • Holiday Park • Hollinridge • Holly Hill • Hollywood Park • Homecrest • Homestead Estates • Homewood • Hunting Hill • Huntington • Huntington Terrace • Hyattstown • Indian Spring Terrace • Indian Spring Village • Jonesville • Kemp Mill • Kemp Mill Estates • Ken Gar • Kensington • Kensington Estates • Kensington Heights • Kensington Knolls • Kensington View • Kenwood • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Kenwood Park • Kilmarock • Kimberley • Kings Valley • Kingsley • Lake Normandy Estates • Lakewood Estates • Landon Village • Larchmont Knolls • Layhill • Layhill South • Layhill Village • *Laytonsville • Leisure World • Lewisdale • Linden • Locust Hill Estates • Lone Oak • Longwood • Lutes • Luxmanor • Manor Park • Maplewood • Martins Additions • Martinsburg • Marymount • McAuley Park • McKenney Hills • Meadowood • Merrimack Park • Metropolitan Grove • Middlebrook • Mohican Hills • Monterrey Village • Montgomery Hills • Montgomery Knolls • Montgomery Square • Montgomery Village • Montrose • Mount Ephraim • Mullinix • Neelsville • New Birmingham Manor • New Hampshire Estates • Newport Hills • Norbeck • North Bethesda • North Chevy Chase • North Hills Sligo Park • North Kensington • North Potomac • North Sherwood Forest • North Springbrook • North Takoma Park • Northbrook Estates • Northwest Park • Northwood Forest • Northwood Park • Norwood • Norwood Estates • Oakdale • Oakmont • Oakview • Oakwood Knolls • Old Farm • Old Georgetown Estates • Old Germantown • Old Salem Village • Olney • Paint Branch Farms • Parkside • Parkview Estates • Parkwood • Peach Orchard Heights • Perrywood Estates • Pine Hill • Pine Knolls • Plyers Mill Estates • Pooks Hill • *Poolesville • Potomac • Potomac Falls • Potomac Glen • Potomac Hunt Acres • Potomac Manors • Prathertown • Purdum • Quaint Acres • Quince Orchard • Randolph Hills • Redland • Regency Estates • Robindale • Rock Creek Forest • Rock Creek Gardens • Rock Creek Hills • Rock Creek Knolls • Rock Creek Palisades • Rock Creek Village • Rockville • Rocky Brook Park • Rolling Acres • Rollingwood • Rose Hill Estates • Rosedale Park • Rosemary Hills • Rossmoor • Rushville • Sandy Spring • Scotland • Sellman • Seneca • Seven Oaks • Silver Spring • Silver Spring Park • Slidell • Sligo Park Hills • Sligo Woods • Sniders Estates • Somerset • Somerset Heights • Sonoma • South Kensington • South Woodside Park • Spencerville • Spring Hill • Spring Lake Park • Springbrook • Springbrook Forest • Springbrook Manor • Springfield • Springwood • Stephen Knolls • Stewart Town • Stoney Brook • Stoney Brook Estates • Stratton Woods • Sugarland • Sumner • Sunset Terrace • Sunshine • Sycamore Acres • Sycamore Creek • Takoma Park • The Hamlet • The Willows of Potomac • Tilden Woods • Travilah • Tulip Hill • Unity • Valley Stream Estates • Viers Mill Village • Walnut Woods • Washington Grove • West Chevy Chase Heights • Westboro • Westgate • Westmoreland Hills • Westwood • Wheaton • Wheaton Crest • Wheaton Forest • Wheaton Hills • Wheaton Woods • White Oak • Whitehall Manor • Wickford • Wildwood Hills • Wildwood Manor • Willerburn Acres • Willson Hills • Windham Manor • Wolf Acres • Wood Acres • Woodburn • Woodfield • Woodhaven • Woodmoor • Woodside • Woodside Forest • Woodside Park • Wyngate
browse list of realtors working in Montgomery CountyMontgomery has agents ready to assist.
There are 44 USDA backed residential loans in Montgomery county with an average loan balance of $232,513. Over 93% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $234,684. On average the rural home size purchased with this loan was approximately 1,324 SqFt. Alternate income limits exist to determine loan eligibility in Montgomery county. For a household of upto 4 people the income limit is $111,550. For a household of between 5 and 8 people the income limit increases to $147,250.
The size of Montgomery County is roughly 1,311 square kilometers. USDA defined regions of rural loan ineligibility in Montgomery cover 881 square kilometers of the county. Approximately 67.2% of Montgomery County is ineligible for traditional USDA home loans. The influence score for Montgomery County is 1. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Montgomery County.
View the detailed USDA boundaries and read about general conditions of
Montgomery County, Maryland
.Featured Cities of Maryland


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