Find USDA Eligible Properties in Hancock County


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There are 410 USDA backed residential loans in Hancock county with an average loan balance of $128,059. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $134,723. On average the rural home size purchased with this loan was approximately 1,311 SqFt. Hancock county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Hancock County is roughly 4,517 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Hancock County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Hancock County, ME   Hancock QR code
* cities most likely to have USDA loan eligible properties for sale.

*Amherst   •   Ashville   •   Asticou   •   Atlantic   •   *Aurora   •   *Bar Harbor   •   Bass Harbor   •   Bernard   •   Birch Harbor   •   *Blue Hill   •   Blue Hill Falls   •   *Brooklin   •   *Brooksville   •   Bucks Mills   •   *Bucksport   •   Bucksport Center   •   *Castine   •   Corea   •   *Cranberry Isles   •   *Dedham   •   *Deer Isle   •   Dow Pines   •   East Blue Hill   •   East Bucksport   •   East Franklin   •   East Lamoine   •   East Orland   •   East Sullivan   •   East Surry   •   *Eastbrook   •   Eden   •   Eggemoggin   •   Egypt   •   *Ellsworth   •   Fletchers Landing   •   Fort George   •   *Franklin   •   Franklin Road   •   *Frenchboro   •   Gerrishville   •   Goodwin Siding   •   Goose Falls   •   *Gouldsboro   •   *Great Pond   •   Green Lake   •   Hall Quarry   •   *Hancock   •   Hancock Point   •   Harborside   •   Haven   •   Herricks   •   Hulls Cove   •   Indian Point   •   Islesford   •   Joyville   •   *Lamoine   •   Lamoine Beach   •   Little Deer Isle   •   LucerneinMaine   •   Manset   •   *Mariaville   •   Marlboro   •   Millvale   •   Minturn   •   *Mount Desert   •   Mountainville   •   Myra   •   Naskeag   •   North Brooklin   •   North Brooksville   •   North Bucksport   •   North Castine   •   North Deer Isle   •   North Lamoine   •   North Mariaville   •   North Orland   •   North Penobscot   •   North Sedgwick   •   North Sullivan   •   Northeast Harbor   •   Norumbega   •   Oceanville   •   *Orland   •   *Osborn   •   *Otis   •   Otter Creek   •   *Penobscot   •   Pretty Marsh   •   Prospect Harbor   •   Reach   •   Salsbury Cove   •   Sargentville   •   Seal Cove   •   Seal Harbor   •   Seawall   •   *Sedgwick   •   Somesville   •   *Sorrento   •   South Blue Hill   •   South Deer Isle   •   South Gouldsboro   •   South Hancock   •   South Orland   •   South Penobscot   •   South Surry   •   *Southwest Harbor   •   *Stonington   •   *Sullivan   •   Summer Harbor   •   Sunset   •   Sunshine   •   *Surry   •   *Swans Island   •   Town Hill   •   *Tremont   •   *Trenton   •   Tunk Lake   •   Verona   •   *Verona Island   •   Verona Park   •   *Waltham   •   Waukeag   •   West Brooklin   •   West Brooksville   •   West Castine   •   West Franklin   •   West Gouldsboro   •   West Penobscot   •   West Stonington   •   West Sullivan   •   West Tremont   •   West Trenton   •   *Winter Harbor   •   Wonderland

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Hancock County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Hancock County, Maine
USDA Boundary Details
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Hancock County, located in the state of Maine, was established on June 25, 1789, and named in honor of John Hancock, one of the founding fathers and the first Governor of Massachusetts. The county is situated in the southeastern part of Maine and boasts a rich maritime and lumbering history.

During the 19th century, the area experienced a boom in shipbuilding and lumbering, which led to the growth of its coastal villages. The region's rugged coastline, dotted with numerous islands and harbors, made it a prime location for maritime activities, especially fishing and navigation. The county also played an essential role in the granite and ice industries, which remained economically significant until the early 20th century.

One notable feature of Hancock County is the world-renowned Acadia National Park, first established as Lafayette National Park in 1919 and renamed to its current name in 1929. It attracts millions of visitors every year and is the oldest national park in the eastern United States.

A fun fact about this region is that the city of Ellsworth, which serves as the county seat, was burned to the ground during the American Civil War in 1860 after a Union soldier removed a Confederate flag from a local hotel. The event sparked a deadly confrontation, and the city was subsequently rebuilt, making it the thriving commercial center it is today.


Featured Cities of Maine
North_Lamoine Hall_Quarry
Featured Properties from USDA Loan Eligible Regions of Hancock County