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Find USDA Eligible Properties in Houghton County
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There are 179 USDA backed residential loans in Houghton county with an average loan balance of $70,108. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $72,025. On average the rural home size purchased with this loan was approximately 1,519 SqFt. Houghton county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Houghton County is roughly 2,708 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Houghton County is 8. Look below for the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Houghton County, MI 
* cities most likely to have USDA loan eligible properties for sale.
Alston • Atlantic Mine • Baltic • Beacon Hill • Boston • *Calumet • Centennial • Centennial Heights • Champion Mine • Chassell • *Copper City • Dodgeville • *Dollar Bay • Donken • Dreamland • Elo • Franklin Mine • Freda • *Hancock • *Houghton • *Hubbell • Jacobsville • Kearsarge • Kenton • Klingville • *Lake Linden • Lake Roland • *Laurium • Lewer Pewabic • Liminga • Nisula • Osceola • Oskar • Paavola • Painesdale • Pewabic • Phillipsville • Point Mills • Pori • Portage Entry • Quincy Mill • Rabbit Bay • Redridge • Ripley • Salmon Trout • Senter • Sidnaw • *South Range • Stonington • Sunshine Beach • Superior • Swedetown • Tamarack • Tapiola • Toivola • Traverse Bay • Trimountain • Twin Lakes • West Tamarack • White • White City • Winona
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Houghton County.
View the detailed USDA boundaries and read about general conditions of
Houghton County, Michigan
.Houghton County is located in the Upper Peninsula of the great state of Michigan. It was established on March 11, 1845, from portions of Marquette and Ontonagon Counties. The county was initially named Keweenaw County but was renamed to Houghton County in 1848 in honor of geologist Douglass Houghton. Houghton played a critical role in exploring the area's rich copper resources, which became an economic driver for the region.
Houghton County's copper mining history dates back to the 1800s, with the region experiencing a copper boom between 1843 and 1968. In the mid and late 19th century, the mining industry attracted a large number of immigrants seeking work, including populations from Cornwall, England; Finland; and other parts of Europe. The county experienced a population boom, and by 1910, it reached its peak with more than 88,000 residents.
At the heart of this copper rush was the city of Calumet, known as Red Jacket during the mining era. The Calumet and Hecla Mining Company, established in 1866, soon became one of the most successful copper mining companies in the world. Mining remained the primary economic activity in Houghton County until the early 20th century, after which the mining industry declined.
Today, Houghton County is renowned for its natural beauty, outdoor recreational opportunities, and rich history. The county's population, as of the 2010 census, was recorded at 36,628. Michigan Technological University, located in Houghton, has played a crucial role in the county's economic transition from mining to education and research.
Fun fact: One of Houghton County's unique attractions is the Quincy Mine, which offers guided tours granting visitors an insight into the county's rich mining heritage. The mine is part of the Keweenaw National Historical Park, which preserves the history of copper mining in the region.
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