Find USDA Eligible Properties in Ionia County


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Cathy Hoppough   from   KW Rivertown Hoppough
Heather Jones   from   Five Star Real Estate

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Looking to buy in Ionia County, Michigan?

There are 927 USDA backed residential loans in Ionia county with an average loan balance of $93,010. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $94,340. On average the rural home size purchased with this loan was approximately 1,425 SqFt. Ionia county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Ionia County is roughly 1,498 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Ionia County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Ionia County, MI   Ionia QR code
* cities most likely to have USDA loan eligible properties for sale.

*Belding   •   Berlin Center   •   *Clarksville   •   Collins   •   Elmdale   •   *Hubbardston   •   *Ionia   •   *Lake Odessa   •   *Lyons   •   *Muir   •   Orleans   •   Palo   •   *Pewamo   •   *Portland   •   Prairie   •   *Saranac   •   Shiloh   •   Smyrna   •   South Ionia   •   West Sebewa

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Ionia County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Ionia County, Michigan
USDA Boundary Details
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Ionia County is located in the central region of Michigan's Lower Peninsula. Established on March 2, 1831, it was named after Ionia, an ancient region in modern-day Turkey. The county's formation was part of the Michigan Territory's organization, which began in 1805.

The area's early settlers hailed primarily from New York and New England, moving westward in search of new opportunities. The first settlers arrived in 1833 and soon established communities including the cities of Ionia, which is the county seat, and Belding, as well as other townships and villages.

Ionia County comprises a total area of around 580 square miles, including vast stretches of agriculture and farmland, where corn, soybeans, and wheat are the main crops. Dairy farming and livestock production are also vital to the local economy.

The advent of the railroad in the 1850s spurred Ionia County's growth and created important commercial links to Grand Rapids, Detroit, and the rest of the Midwest. Throughout its history, the county relied heavily on industry and manufacturing for its economic well-being, with Belding being home to the once-prominent silk manufacturing plant Belding Bros. & Co.

One fun fact about Ionia County is that it is home to Michigan's oldest continuously operating courthouse, built-in 1885. Designed by renowned architect David W. Gibbs, it is a prime example of Victorian architecture and reflects the Italianate, Queen Anne, and Romanesque styles. The courthouse is listed on the National Register of Historic Places and is a point of pride for the community, representing its rich history.


Featured Cities of Michigan
Clarksville West_Sebewa
Featured Properties from USDA Loan Eligible Regions of Ionia County