Find USDA Eligible Properties in Luce County


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March Featured Agent
Kristine McCraren   from   Cummings McCraney

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Looking to buy in Luce County, Michigan?

There are 75 USDA backed residential loans in Luce county with an average loan balance of $79,615. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $80,690. On average the rural home size purchased with this loan was approximately 1,274 SqFt. Luce county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Luce County is roughly 2,405 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Luce County is 9. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Luce County, MI   Luce QR code
* cities most likely to have USDA loan eligible properties for sale.

Betty B Landing   •   Carpenter Landing   •   Danaher   •   Deer Park   •   Dollarville   •   Helmer   •   Laketon   •   Lencel   •   Marks   •   McMillan   •   Natalie   •   *Newberry

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Luce County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Luce County, Michigan
USDA Boundary Details
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Luce County is a county located in the eastern part of the Upper Peninsula in the U.S. state of Michigan. As of the 2020 census, the population was 6,574, making it one of the most sparsely populated counties in the state. The county seat is Newberry. Luce County was created on March 2, 1887, from the western part of Chippewa County and named in honor of Michigan Governor Cyrus G. Luce (1887-90).

The area was originally inhabited by Native American tribes, most notably the Ojibwe (Chippewa). European fur traders and missionaries began to explore the region in the 17th century. In the early 19th century, the timber industry emerged, attracting settlers to exploit the vast pine and hardwood forests in the area. The economy in Luce County primarily centered on logging, farming, and mining, and several towns sprang up near these industries.

Luce County is known for its natural beauty, pristine forests, and abundant wildlife, including the presence of the endangered eastern massasauga rattlesnake. A fun fact about the region is that it is home to Tahquamenon Falls State Park, which boasts one of the largest waterfalls east of the Mississippi River. The 50,000-acre park attracts thousands of visitors annually who enjoy hiking, camping, and viewing the picturesque Tahquamenon River and its impressive waterfalls.


Featured Cities of Michigan
Carpenter_Landing Newberry
Featured Properties from USDA Loan Eligible Regions of Luce County